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Oct 22, 2019
6:07
:26
am
PickleButton
All-American
House paid for, maxing 401K also
Have military TSP and pension. Thinking about a few 4-plexes like mulletino. There is no reason to not have the security if you can.
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PickleButton
Previous username
187_Skillz
Bio page
PickleButton
Joined
Nov 15, 2005
Last login
Apr 27, 2024
Total posts
16,787 (1,364 FO)
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Messages
Author
Time
What % of income do you put in to your regular bank savings account? This
Zak
10/21/19 9:39pm
0%. Always investing or paying down debt.
mulletino
10/21/19 9:41pm
When I Had Kids at Home 0%
Chicago Cougar
10/21/19 9:43pm
50k emergency fund.. everything else in retirement or taxable accounts.
cougfanz
10/21/19 9:49pm
A good goal is to have 3-6 months' living expenses in a liquid account. Then if an emergency happens, you can draw on
Smack'sWife
10/21/19 9:49pm
3 months is better than 0, but I always recommended 6-9 months when I did this
chilango
10/21/19 10:03pm
Depends on job type/market imo.. or how long it would take to find a new job
cougfanz
10/21/19 10:06pm
That's the 6-9 range. But IMO everyone should have at least 6 month's worth,
chilango
10/21/19 10:13pm
Have 1 year salary in savings for emergencies
PickleButton
10/21/19 9:55pm
That's the most I've ever heard. And too much, unless you've already got plenty
Cougarrr
10/21/19 10:27pm
Holy cow! I mean, that's a nice goal, but that's a lot of capital to keep on the
ebv
10/21/19 10:33pm
House paid for, maxing 401K also
PickleButton
10/22/19 6:07am
Cash is king, especially at the high water mark.
ebv
10/22/19 3:49pm
20% into retirement. 10% liquid. But liquid never sits long.
Future_Tacos
10/21/19 10:14pm
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