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Nov 19, 2019
12:48
:23
pm
Bert609
All-American
Yes the Disney Card is very niche, if you aren't into Disney parks it's almost not worth it at all.
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Bert609
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Bert609
Joined
Oct 25, 2004
Last login
Jun 16, 2024
Total posts
55,907 (25,739 FO)
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Messages
Author
Time
How do you bank when it comes to saving up for specific goals?
Cougarrr
11/19/19 12:16pm
Disneyland visit fund. Excellent idea
Mayor of Cougartown
11/19/19 12:16pm
Chase-Disney. Then you just use the rewards as cash when you are ready to go.
Bert609
11/19/19 12:19pm
to clarify, you can use the points obtained to buy park tickets?
Mayor of Cougartown
11/19/19 12:32pm
I just googled. YES!! but unclear why wouldn't just get a 2% back card and use
Mayor of Cougartown
11/19/19 12:36pm
Nothing. Absolutely nothing. That's why we have the $50 card now. The difference is this: If you occasionally
Bert609
11/19/19 12:46pm
It's worth it when they are offering a nice bonus. Otherwise it's not the best
Cougarrr
11/19/19 12:46pm
ok thanks. I'll keep an eye out for a good promo otherwise probably pass.
Mayor of Cougartown
11/19/19 12:48pm
Yes the Disney Card is very niche, if you aren't into Disney parks it's almost not worth it at all.
Bert609
11/19/19 12:48pm
Yessir. We have both cards, we got the free one to try it out and it worked for us, so we went for the $50/annual
Bert609
11/19/19 12:43pm
haha.. strong endorsement.
Mayor of Cougartown
11/19/19 12:46pm
I wish banks had a folder like system where I can move money around into
mudpupper
11/19/19 12:17pm
Exactly!
Cougarrr
11/19/19 12:18pm
Nothing is stopping you from doing it yourself
BigTex
11/19/19 12:19pm
I like actual separation of the funds. But you are right.
mudpupper
11/19/19 12:20pm
That's the workaround - but it's not as "official"...can't think of the word.
Cougarrr
11/19/19 12:21pm
It takes more discipline
BigTex
11/19/19 12:21pm
Ally just announced this yesterday
molodyets
11/19/19 12:24pm
Cool
mudpupper
11/19/19 12:26pm
I use CapitalOne 360 because of the sub folders you can create
DC12
11/19/19 12:26pm
I have multiple savings accounts with different goal oriented names
LiveCoug
11/19/19 12:18pm
Same here and it works well for us
Mexicougazul
11/19/19 12:19pm
I fake it.
Eddie
11/19/19 12:19pm
My income is A. My investing B. My expenses C.
Pimpin4Paradise
11/19/19 12:22pm
RE: My income is A. My investing B. My expenses C.
tjngirlz
11/19/19 5:42pm
EXACTLY what came to mind to me too. Ha!
Eddie
11/20/19 10:22am
I have close to 20 savings accounts, each earmarked for specific things like
molodyets
11/19/19 12:24pm
I started using Acorns a little over a year ago. It rounds up charges on your
Tonto
11/19/19 12:26pm
Ally bank has a system
Envisionman
11/19/19 12:26pm
This is exactly what I'm looking for. Hopefully it's soon.
Cougarrr
11/19/19 12:31pm
You need a budget (YNAB) app is pretty good for this. It takes commitment from
Nuke
11/19/19 12:31pm
First get an emergency fund. Once you have that, just put everything into a
Baron
11/19/19 12:31pm
I put it all in a high-yield savings account (Wealthfront, for example)
inertiaman
11/19/19 12:50pm
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