Might be viable if the wifey sees knows and spends your monthly account but

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Feb 14, 2015
6:04:10pm

franklyvulgar

Might be viable if the wifey sees knows and spends your monthly account but

Let's you do the taxes and you can get the money into another account before she she's it.

This message has been modified

Originally posted on Feb 14, 2015 at 6:04:10pm

Message modified by franklyvulgar on Feb 14, 2015 at 6:05:42pm

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franklyvulgar

Bio page: franklyvulgar
Joined: Sep 11, 2006
Last login: Jun 21, 2024
Total posts: 26,840 (20 FO)

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Messages

Author

Time

If you are going to use a tax refund as a forced interest free savings plan,

workindev

2/14/15 5:43pm

I would go so far as to say a negative return savings account. Your money is

PhilPete

2/14/15 5:48pm

Not much different from a traditional savings account

mobius

2/14/15 5:54pm

Very true. Savigns account only a couple percent better.

PhilPete

2/14/15 6:50pm

At best 1% better

mobius

2/15/15 8:19am

Not so if the Fed imposes negative interest rates

Busiturtle

2/14/15 6:27pm

I hope that guy isn't really a CPA.

2/14/15 5:48pm

I don't think he was advocating for that kind of tax strategy. He was just....

RexIdaCoug

2/14/15 6:03pm

If he wasn't advocating for it then I extend my apologies.

2/14/15 6:11pm

A lot of snobbiness here re: potential annual savings of tens of dollars

jokerman

2/14/15 6:19pm

I think there is a little more than that at play here. If course there is a

workindev

2/14/15 6:33pm

Some people would blow the "windfall." Others would use it productively.

garyfan

2/14/15 6:37pm

I'm sure there are studies showing what the average refund is spent on, and I'd

workindev

2/14/15 6:46pm

You're making my point because you and those studies are talking about the

garyfan

2/14/15 6:51pm

Might be viable if the wifey sees knows and spends your monthly account but

franklyvulgar

2/14/15 6:04pm

The entire issue is overstated.

garyfan

2/14/15 6:25pm

Probably, but a lot of people have credit card debt....

RexIdaCoug

2/14/15 6:39pm

Agreed. People who don't have excess monthly cash flow shouldn't even think

garyfan

2/14/15 6:52pm

There are better alternatives for your non economic reasons than having somebody

workindev

2/14/15 6:53pm

It's true there are opportunity costs. But it's still overrated.

garyfan

2/14/15 10:01pm

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