Nothing you described in your post has anything to do with "churninng". What
you described is being a fiscally responsible credit card holder. While foreign to most people paying off your card after using it can be a hard concept.
Here is a entry level course in using a credit card.
Watch this video on YouTube
This message has been modified
Originally posted on Aug 22, 2016 at 3:10:01pm
Message modified by BYUinTX on Aug 22, 2016 at 3:10:54pm