half of today's millenials have never known a savings account that actually earned anything.

and the Fed has had it's foot on the nitro gas for FAR too long.

couple of reasons for optimism:
**Trump is pushing for lower taxes. Deficit and debt implication aside, that's very good news for small to large businesses
**I'm not a fan of protectionism for most industries, partly because it's government pickign winners and losers. But that's good news if you're in a "winner" category. US lumber was tagged as a winner this week because of new Canadian lumber tariffs. But that's bad for construction costs and anyone who was buying the cheaper Canadian lumber.