It's been a few but when my son was born in 2000 I had full family coverage through my employer. That cost me $65 a check in premiums, and the very first doctor visit through the birth itself cost me a whopping $10 co-pay. I haven't been to the doctor in years, but with premiums and deductibles where they are now, I don't know who can even afford it; biggest tax on the middle class in my lifetime. It's racing out of control, fueled on by Obamacare mandates.