If they’re not matching, then there’s no benefit to them over an IRA,

Sep 24, 2018
7:22:02am

KingDave All-American

except possibly lower fees. An IRA will have more options compared to a 403b and 457, so I’d weigh that benefit against what fees the different accounts charge.

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KingDave

Previous username: (Private)
Bio page: KingDave
Joined: Oct 12, 2009
Last login: Apr 25, 2024
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Messages

Author

Time

If I'm already maxing out my 401k and HSA should I be contributing to a 403b or 457b first?

Slim Least alpha bro

9/24/18 6:44am

Do the 457 plan, but also have some investments in a normal brokerage account

Baron

9/24/18 6:57am

If I’m not mistaken, an employer can only offer

KingDave

9/24/18 7:02am

Mine will only match contributions to the 401k but they offer an unmatched 403b and might have the 457 too

Slim

9/24/18 7:04am

If they’re not matching, then there’s no benefit to them over an IRA,

KingDave

9/24/18 7:22am

you should at least be contributing to the 403b. there is some risk associated

smokymountainrain

9/24/18 7:11am

See if your plan allows for after tax contributions. You can add up to 55k

Sandy Lyle

9/24/18 9:02am

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