could own a home". Greed is always an issue in every financial deal, but greed was not the problem as much as politicians who wanted to be Santa Clause and get re-elected. They played on the natural greed that all humans have and they even insisted that bad loans become the normal instead of common sense procedures. People got loans with no real way to pay them back. Banks made horrible loans while the government lauded their stupid choices.
The government caused that financial failure. It was on them.