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Jan 23, 2019
9:36:12am

Mr. Belding The easy way out

2.2% at Ally

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Mr. Belding

Previous username: Bravescoug
Bio page: Mr. Belding
Joined: Oct 18, 2013
Last login: Mar 18, 2020
Total posts: 21,749 (3,255 FO)

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Messages

Author

Time

Before we get too far into tax season, and before people start pounding their

garyfan

1/23/19 9:01am

This guy gets it.

WhirleyPop

1/23/19 9:04am

You're right. But obviously that isn't the point. It's a matter of principle.

supertux

1/23/19 9:05am

I understand that some/many view it that way, but I think it's rather silly.

ThetaSigma

1/23/19 9:42am

Cool

supertux

1/23/19 9:50am

Principal

MaxxPower

1/23/19 4:14pm

Thank you. This needed to be said.

2FarGone

1/23/19 9:15am

I just want to know where you're getting a 1% return on a savings account.

Gorgias

1/23/19 9:32am

I get 1.75% from Discover

scootsy

1/23/19 9:33am

They are advertising 2.1% right now.

scootsy

1/23/19 9:35am

2.2% at Ally

Mr. Belding

1/23/19 9:36am

Marcus by Goldman Sachs is at 2.25% now.

1/23/19 11:02am

Vanguard Prime Money Market Portfolio is at 2.47%

Acorn

1/23/19 3:35pm

Any online bank.

molodyets

1/23/19 9:45am

Gotcha. This is the problem. When we moved after grad school

Gorgias

1/23/19 9:55am

You’re allowed to use more than one bank.

Cougar Rage

1/23/19 1:36pm

Also CIT bank is 2.4%.

Cougar Rage

1/23/19 1:44pm

I'm in the opposite crowd from the chest pounders

Twin Roots

1/23/19 9:34am

If you think you’ll change your mind about saving a certain amount per paycheck

Cashmeousside

1/23/19 9:42am

Agree, if you want to get a large refund as sort of forced savings?

TeeKaa

1/23/19 9:37am

To me, the benefit is more the fact the government can't take anything out via

Little Britches

1/23/19 11:51am

I hate the psychology of it

thebell

1/23/19 12:23pm

I'm writing a check for $13,000 in taxes and getting a free vacation out of it

GenkiLawyer

1/23/19 1:40pm

People that are close are doing a much better job than I am.

Acorn

1/23/19 3:43pm

You forgot one important possibility...those investing

byuguns55

1/24/19 5:55am

Yes, those people probably lost more money than anyone last year.

1/24/19 6:27am

Nice job of cherry picking a bad year...most years it makes a lot more

byuguns55

1/24/19 4:35pm

"Because I have my withholdings dialed in to avoid giving the feds an

garyfan

1/24/19 5:53pm

$6 a month? Your tax liability must be much different than mine

byuguns55

1/25/19 1:51am

The incremental monthly investment is all that is relevant. Please see OP.

garyfan

1/25/19 6:39am

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