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Jan 23, 2019
9:42
:20
am
Cashmeousside
Contributor
If you think you’ll change your mind about saving a certain amount per paycheck
letting some be withheld is a nice way to lock yourself into something with just one decision.
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Cashmeousside
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JollyGreenGiant
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Cashmeousside
Joined
Mar 5, 2017
Last login
Apr 28, 2019
Total posts
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Messages
Author
Time
Before we get too far into tax season, and before people start pounding their
garyfan
1/23/19 9:01am
This guy gets it.
WhirleyPop
1/23/19 9:04am
You're right. But obviously that isn't the point. It's a matter of principle.
supertux
1/23/19 9:05am
I understand that some/many view it that way, but I think it's rather silly.
ThetaSigma
1/23/19 9:42am
Cool
supertux
1/23/19 9:50am
Principal
MaxxPower
1/23/19 4:14pm
Thank you. This needed to be said.
2FarGone
1/23/19 9:15am
I just want to know where you're getting a 1% return on a savings account.
Gorgias
1/23/19 9:32am
I get 1.75% from Discover
scootsy
1/23/19 9:33am
They are advertising 2.1% right now.
scootsy
1/23/19 9:35am
2.2% at Ally
Mr. Belding
1/23/19 9:36am
Marcus by Goldman Sachs is at 2.25% now.
dYrtbYkerYder
1/23/19 11:02am
Vanguard Prime Money Market Portfolio is at 2.47%
Acorn
1/23/19 3:35pm
Any online bank.
molodyets
1/23/19 9:45am
Gotcha. This is the problem. When we moved after grad school
Gorgias
1/23/19 9:55am
You’re allowed to use more than one bank.
Cougar Rage
1/23/19 1:36pm
Also CIT bank is 2.4%.
Cougar Rage
1/23/19 1:44pm
I'm in the opposite crowd from the chest pounders
Twin Roots
1/23/19 9:34am
If you think you’ll change your mind about saving a certain amount per paycheck
Cashmeousside
1/23/19 9:42am
Agree, if you want to get a large refund as sort of forced savings?
TeeKaa
1/23/19 9:37am
To me, the benefit is more the fact the government can't take anything out via
Little Britches
1/23/19 11:51am
I hate the psychology of it
thebell
1/23/19 12:23pm
I'm writing a check for $13,000 in taxes and getting a free vacation out of it
GenkiLawyer
1/23/19 1:40pm
People that are close are doing a much better job than I am.
Acorn
1/23/19 3:43pm
You forgot one important possibility...those investing
byuguns55
1/24/19 5:55am
Yes, those people probably lost more money than anyone last year.
dYrtbYkerYder
1/24/19 6:27am
Nice job of cherry picking a bad year...most years it makes a lot more
byuguns55
1/24/19 4:35pm
"Because I have my withholdings dialed in to avoid giving the feds an
garyfan
1/24/19 5:53pm
$6 a month? Your tax liability must be much different than mine
byuguns55
1/25/19 1:51am
The incremental monthly investment is all that is relevant. Please see OP.
garyfan
1/25/19 6:39am
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