First make sure it’s a house you and your spouse both like

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May 20, 2019
11:39:00pm

Josef K All-American

Second, buy the deal, not the house. Don’t overextend yourself.

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Josef K

Previous username: UCB Coug
New username: Jay Kay
Bio page: Josef K
Joined: Jan 12, 2011
Last login: Jun 9, 2020
Total posts: 0 (0 FO)

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Messages

Author

Time

Best tips on buying a house?

conetah

5/20/19 11:27pm

Find one you like, in an area you like at a price you can afford. Easy as that.

pink22

5/20/19 11:30pm

1. Get a good deal; 2. Get a no cost mortgage; 3. Refi in 6 months to avoid PMI.

dYrtbYkerYder

5/20/19 11:31pm

4. Buy a little less than what you can afford.

dYrtbYkerYder

5/20/19 11:32pm

Ways to refi out of PMI cheaply?

Florwood

5/21/19 6:47am

I would probably cost and you on number two and number three.

grandpacoug

5/21/19 8:24am

You are wrong. Of course the no cost mortgage closing comes with a higher rate,

dYrtbYkerYder

5/21/19 2:27pm

Buy the cheapest house in the best neighborhood you can afford

Run-DMT

5/20/19 11:32pm

Where do you find the cheapest house?

conetah

5/20/19 11:37pm

About the repairs: Hire a home inspector.

realtall

5/20/19 11:58pm

you can't hire your own appraiser if you are obtaining financing from an

grandpacoug

5/21/19 8:20am

Ironically psychology tells us to do the opposite...have the nicer home in the

runnincoug

5/20/19 11:42pm

Save until you have 20% to put down.

realtall

5/20/19 11:35pm

Or do what I said a few posts above. If you get equity right away, you can refi.

dYrtbYkerYder

5/20/19 11:37pm

This works best with. Foreclosure

Pretorian

5/21/19 4:58am

This is what I did

Solomon Levi

5/21/19 12:23am

I just didn't want to pay for those years of PMI.

realtall

5/21/19 12:36am

I get it. I just found the equity raised so much

Solomon Levi

5/21/19 1:04am

This only works if you can easily afford the mortage

BigT801

5/21/19 9:19am

That’s valid, I agree

Solomon Levi

5/21/19 9:28am

First make sure it’s a house you and your spouse both like

Josef K

5/20/19 11:39pm

There aren’t many good deals today...

grosven

5/20/19 11:48pm

You think there will be a time in slc where property goes down in value?

conetah

5/20/19 11:53pm

RE: You think there will be a time in slc where property goes down in value?

tippmancoug

5/20/19 11:55pm

'correct itself' implies prices are over-inflated.

Dissenter

5/21/19 5:27am

Me neither. Still plenty of demand on a limited resource

conetah

5/21/19 7:30am

It’s good to be aware of fear of missing out

grosven

5/21/19 7:48am

interest rates can't go much lower? Did you miss the past 10 years?

Dissenter

5/21/19 9:14am

Tell me what you see in this chart. How much lower can you go than 0?

grosven

5/21/19 9:45am

RE: There aren’t many good deals today...

tippmancoug

5/20/19 11:53pm

Zillow allows you to search based on school boundaries

Thrill

5/20/19 11:52pm

Build your house. Don’t hire a builder, just watch HGTV and have at it.

Y2k

5/20/19 11:57pm

Lol. I want to build badly. Cost of building is way high right now.

Idahofallsblue

5/21/19 12:02am

Where, Utah?

Heinz57

5/21/19 12:20am

No. Idaho falls.

Idahofallsblue

5/21/19 12:33am

There is, be your own general contractor and save the 30%

volleyjiver

5/21/19 6:57am

I built a new home every two years while living in S.G. as the owner builder

grandpacoug

5/21/19 8:18am

The way I did for my two homes

Heinz57

5/21/19 11:38am

Never buy in the late stages of a bubble. Millions were

MatthiasG

5/21/19 12:59am

Can someone cause a recession for me? I’m tired of waiting for one.

conetah

5/21/19 7:37am

Beyond getting an education, buying a foreclosure is the best financial decision

Pretorian

5/21/19 4:57am

Don’t get emotionally attached to a home. It will cause you to

Philosoraptor

5/21/19 5:23am

I would worry about where you want to live and what you can afford, everything

gww687

5/21/19 5:50am

We made a mistake the first time around and bought what we could afford instead

cougarfan87

5/21/19 12:12pm

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