My experience was the opposite. Either way, always shop around

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Jun 16, 2019
9:34:41pm

Odysseus All-American

My experience was the opposite. Either way, always shop around

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Odysseus

Previous username: THUNDERDOME69
Bio page: Odysseus
Joined: Oct 28, 2014
Last login: May 10, 2024
Total posts: 32,899 (11,494 FO)

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Messages

Author

Time

We are close to buying a new home and researching lenders. One lender is an established local lender and

Bergloewe OVR: 1

6/16/19 5:08pm

Just go with the cheapest. Your loan will likely be sold off anyway

cougarnerd

6/16/19 5:15pm

This. Also, are the interest rates the same? One lender is probably making money

fbguru

6/16/19 5:21pm

Interest rates quoted are exactly the same. The only difference between the quotes was the cash to close with each.

Bergloewe

6/16/19 5:36pm

I’ve used an online lender. Got a WAY better rate and they were great to work w

Dr MoBYU

6/16/19 5:32pm

I just got 3.25% 30yr from an online lender.

Dr MoBYU

6/16/19 5:32pm

Which online lender?

Born2Fish

6/16/19 5:48pm

Comparisons can only be made when supplied with points. Key component of deal.

Acorn

6/16/19 7:44pm

No points. No fees.

Dr MoBYU

6/16/19 8:21pm

When you get to your closing document

Acorn

6/17/19 9:51am

Again another advantage with online leaders....

whiteninja

6/17/19 10:37am

I hear u. Good advice.

Dr MoBYU

6/17/19 3:34pm

We used quicken loans and I was blown away how great and easy it was.

whiteninja

6/16/19 5:34pm

We’ve had the same experience the two times we used them

Odysseus

6/16/19 8:06pm

Did you compare other rates before going with quicken loans?

gunhog

6/16/19 8:55pm

My experience was the opposite. Either way, always shop around

Odysseus

6/16/19 9:34pm

I was in the same boat. Compared to current lender and 2 others.

whiteninja

6/16/19 11:13pm

please hit up @mulletino You will be glad you did. Way lower than anyone else

6/18/19 6:04pm

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