out on the money. The only way the company makes money is if people fail to exercise the option. Otherwise they would be better of just buying the land and renting it out on their own.
You can't have it both ways.
And you ignore the fact that you can buy a cheaper home that you can actually afford. Especially at the big numbers you are talking about. They have other options. No one is forcing them to buy a $ 2 million home as young professional.
The math just doesn't add up.
Based on the information you provide it seems like a horrible investment.