not do the loan because they didn't have "ongoing banking relationship." I don't understand that but we have to go through Texas Capital since they have all the statements for last few years. This is for the Paycheck Protection Program.
The other loan is the Economic Injury Disaster Loan and must go through the SBA.

This is what I was told.
One good thing- I've called SBA phone to ask questions the last 2 days and wait time was under 10 minutes. I was shocked.