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Oct 21, 2020
6:37
:32
pm
cougarfann888
Truly Addicted User
Yep life insurance companies have convinced people
To be over insured. It’s not a bad thing
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cougarfann888
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cougarfann888
Joined
Oct 10, 2010
Last login
Apr 28, 2024
Total posts
27,503 (83 FO)
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Messages
Author
Time
POLL: In relation to your individual income how much life insurance do you currently have?
BYUfan92
10/21/20 6:10pm
One thing to keep in mind is the social security death benefit
bythenumbers
10/21/20 6:16pm
Yep many families would be pulling in over 5k a month from social security
cougarfann888
10/21/20 6:21pm
Yeah, my BIL was under insured, only 100k. But with the death benefit and small
bluecougar1985
10/21/20 6:31pm
This is why I think many people are actually over-insured
bythenumbers
10/21/20 6:35pm
Yep life insurance companies have convinced people
cougarfann888
10/21/20 6:37pm
It would have been nice if he had 300k or so, then she’d never need
bluecougar1985
10/21/20 6:38pm
I think you mean survivors benefits. Death benefit is <$300 lump sum, no?
bruincoug
10/21/20 6:55pm
That's what I mean
bythenumbers
10/21/20 8:04pm
Ahhhhh.... age is a pretty big component here
Pretorian
10/21/20 6:35pm
Multiple of salary? Or total take-home?
bruincoug
10/21/20 6:47pm
Gotta be based off take home since life insurance payout is tax free.
rainorsnow
10/21/20 6:53pm
every time I raise my life insurance coverage my food starts tasting funny
Agnostic-alumni
10/21/20 6:51pm
I’ve had the experience of giving a widow her life insurance proceeds
ThatBYUFan
10/21/20 8:31pm
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