Cash our refi and lock in a low rate and invest the difference.

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Jan 16, 2021
6:46:46pm

Baron AKA "Dear Leader"

Cash our refi and lock in a low rate and invest the difference.

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Baron

Previous username: jarocho
Bio page: Baron
Joined: Sep 1, 2006
Last login: May 2, 2024
Total posts: 94,136 (32,731 FO)

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Messages

Author

Time

If I plan to payoff my house within 3 years or so, does refi make sense?

Crazy Joe Davola

1/16/21 6:36pm

Not worth the trouble - stick with the current loan

Jersey hunter

1/16/21 6:38pm

Worst case scenario is payoff 4 to 5 years from now. Same answer?

Crazy Joe Davola

1/16/21 6:40pm

Probably not. Do an amortization schedule

cougaman

1/16/21 6:45pm

Cash our refi and lock in a low rate and invest the difference.

Baron

1/16/21 6:46pm

This is the answer. Don’t know why you wouldn’t do this if you can get a no cost

kos

1/16/21 6:52pm

If you can get 2.5% for 30 years and the tax savings, that is

Baron

1/16/21 7:00pm

Get a no closing cost loan, or super low closing cost

viper

1/16/21 6:48pm

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