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Jan 16, 2021
6:52
:25
pm
kos
Contributor
This is the answer. Don’t know why you wouldn’t do this if you can get a no cost
refi at a lower rate than you’ve got now, which should be a slam dunk if your current rate is 3.75%.
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kos
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kos
Joined
Sep 14, 2016
Last login
May 2, 2024
Total posts
1,820 (2 FO)
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Messages
Author
Time
If I plan to payoff my house within 3 years or so, does refi make sense?
Crazy Joe Davola
1/16/21 6:36pm
Not worth the trouble - stick with the current loan
Jersey hunter
1/16/21 6:38pm
Worst case scenario is payoff 4 to 5 years from now. Same answer?
Crazy Joe Davola
1/16/21 6:40pm
Probably not. Do an amortization schedule
cougaman
1/16/21 6:45pm
Cash our refi and lock in a low rate and invest the difference.
Baron
1/16/21 6:46pm
This is the answer. Don’t know why you wouldn’t do this if you can get a no cost
kos
1/16/21 6:52pm
If you can get 2.5% for 30 years and the tax savings, that is
Baron
1/16/21 7:00pm
Get a no closing cost loan, or super low closing cost
viper
1/16/21 6:48pm
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