Just bought a home in Lehi. Earthquake insurance - yes or no?

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Mar 4, 2021
9:20:38pm

TarCoug All-American

Just bought a home in Lehi. Earthquake insurance - yes or no?

Never had a it before, but the big one is coming!

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TarCoug

Previous username: TheFarley
Bio page: TarCoug
Joined: Nov 18, 2005
Last login: May 10, 2024
Total posts: 9,473 (37 FO)

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Messages

Author

Time

Just bought a home in Lehi. Earthquake insurance - yes or no?

TarCoug

3/4/21 9:20pm

That's really expensive.

SoValleyCOUG

3/4/21 9:21pm

isn't it $300-600/year for a 3000-4000 sq ft home?

4slyce

3/4/21 9:22pm

We got quoted 100/month. Looks like I need another quote.

TarCoug

3/4/21 9:23pm

My dad was paying a ton with farmers & then shopped around, now paying $400/yr

4slyce

3/4/21 10:25pm

The loophole is probably bankruptcy

ryebrye

3/5/21 6:10am

Earthquake insurer bankruptcy is actually very rare. They always negotiate

Megamind

4/18/21 11:17am

I'd be shocked if you found a company with rates that low.

SoValleyCOUG

3/4/21 9:26pm

My parents house in Orem is ~$400/yr for ins

4slyce

3/4/21 9:49pm

That's actually normal for new homes. Earthquake insurance premiums are highly

Megamind

4/18/21 11:27am

I bought a place in lehi as well, let me know what you end up doing

4slyce

3/4/21 9:22pm

If your home is the majority of your net worth, then it might be worth it.

3/4/21 9:26pm

Surely there's an earthquake insurance category & mods can swiftly moderate you

Ten_Hour_Drives

3/4/21 9:33pm

TNT didn't know what a cattle prod was before the mods showed him

TNT

3/4/21 9:58pm

Careful. You might get moderated for innuendo if the wind is blowing right

ryebrye

3/5/21 6:11am

No

cmoney

3/4/21 9:44pm

Ned Flanders would consider that a form of gambling

TNT

3/4/21 10:01pm

United Insurance has good rates.

Cobra Venom

3/4/21 10:20pm

RE: Just bought a home in Lehi. Earthquake insurance - yes or no?

TheoHux

3/4/21 10:23pm

Good read, the ded. I think my friend was saying can be tricky w these policies

4slyce

3/4/21 10:29pm

Go with united insurance group....local company

jwf

3/4/21 10:47pm

No. The deductible are enormous. In most cases the damage to your home

Carnac

3/4/21 11:28pm

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