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Apr 21, 2021
1:45
:49
pm
AFewThoughts
Starter
I really like it. Though I think they are conservative... about 6% APY. S&P is
closer to 9% on average. Then they adjust for inflation as well. It's definitely better to be conservative when planning your retirement.
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AFewThoughts
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AFewThoughts
Joined
Oct 4, 2014
Last login
May 10, 2024
Total posts
4,537 (6 FO)
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Messages
Author
Time
Anyone use the Personal Capital retirement planner? How confident are you on
LaserCoug
4/21/21 1:13pm
This is the best retirement planner I've found
CougarTwins
4/21/21 1:15pm
I use it, I think their numbers are more conservative than I personally expect
BYUFootballisBack
4/21/21 1:16pm
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Buffalo
4/21/21 1:18pm
Just don't expect to take SS before age 70. right now it is full retirement at
Nat Gas Man
4/21/21 1:28pm
My retirement age should be 67. Still plan on taking it at 70 though. No HSA
LaserCoug
4/21/21 1:32pm
I'm in that boat. Had to take a medical retirement, but didn't claim it. So we
Nat Gas Man
4/21/21 1:42pm
I hope to retire around 63 when my daughter graduates so we'll see.
LaserCoug
4/21/21 1:45pm
I use it. It's great. I don't have good answers for your questions though.
supertux
4/21/21 1:27pm
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Buffalo
4/21/21 2:16pm
It's likely safer the way they use it than it is to have it stored in your browser or password manager
supertux
4/21/21 2:24pm
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Buffalo
4/21/21 3:01pm
I use vanguard, Transamerica, empower and ally, chase and benefitwallet and they all work most of the time
supertux
4/21/21 5:55pm
I really like it. Though I think they are conservative... about 6% APY. S&P is
AFewThoughts
4/21/21 1:45pm
Most retirement calculators make assumptions that are impractical. Like if the
Baron
4/21/21 1:46pm
I really like the site, but I don't put too much stock in their retirement calculator.
TheLoneCougar
4/21/21 2:34pm
I use madfientist's calculator in my own spreadsheet and it matches up pretty closely with the PC planner
supertux
4/21/21 5:56pm
Interesting. I do use his "laboratory" too but I haven't compared to the PC planner.
TheLoneCougar
4/22/21 8:16am
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