This means there isn't any risk of loans just convivence and investing. Throw in taxes and it gets even more interesting.
My dad is retired. I never let him buy anything except with credit. Otherwise he takes money out of his 401k and that is taxed heavily. Buying a 40,000 Ford truck on credit costs almost no taxes at all and cost only a few percent per year. Its not even close to the tax savings from not buying it right out. And meanwhile the $40,000 is still making money in his account.