than now. My life path is pretty well set now. A chunk of money would be cool, and I guess if it's big enough I'd retire early, but it's very different than at 25. And another 10-15 years when I'm closer to retirement then it would be different still. My life path would be so set that money COULD change things, but wouldn't for sure.

Seems like the timing of receiving lots of wealth or trust fund matters. I suspect I may receive some sort of inheritance at some point, but I hope to not care or need it. And I'm certainly not banking on it and kinda hope they spend whatever money they have living life between now and death.