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Author

Time

It's Friday

TNT

10:25am

HR Pros: FMLA, should a director/supervisor have access to the details?

JarJarBeeps

10:22am

At a kid’s school program and the guy behind me is smacking his lips

maxpowers

10:15am

Mods, for the sake of the community, to hold as a warning, please sticky this post for the next 48 hours.

DKN Proud DINK

10:15am

Fans want the Suns to take Bronny either their FRP. 👍🙂

ManicBlue Intervention Needed

10:12am

Fans of whom?

Coop

10:16am

Hard to say but he's the runaway leader at this point. I voted for that option. hahahaha

ManicBlue

10:23am

<< Deleted >>

ManicBlue

10:22am

This is just a social media thing to increase interest. Every NBA team doing it.

JAGA97

10:25am

Good article about Suamataia's chance to compete to start for the Chiefs

KGKUGR

10:06am

What's the one sentence summary for Kingsly?

jvr7

10:07am

When KS was drafted he was told he would be able to compete for the starting...

KGKUGR

10:12am

Competing with (incumbent) 3rd rounder from last year

krindorr

10:22am

Where Colin was right

fredetteaboutit13

10:05am

Such a classic matchup. Perfect for the trailer.

Mostlyaccurate

10:02am

Some think Apple has great privacy policies. But it ain't nothin' compared to Google.

Ragnar Danneskjold You know...

10:02am

When is the Utah 6A Boy’s 1600m being run?

CrimWalCoug All-American in practice

9:59am

Around 9:15 Saturday morning.

CougGolf

10:04am

Here is the schedule

barnacle

10:06am

My link said 8:09 and 8:16 Saturday

Archaea

10:06am

Schedule link

CougGolf

10:21am

A scam you should be aware of:

Archaea

9:55am

I got an elaborate one from someone who called me from Web MD.

Blue2thebone

10:03am

These guys are Utes.

Archaea

10:08am

Wow - that's crazy specific. Scary how much information they can have.

RobAdams

10:09am

It will get worse in the future

TNT

10:23am

Hahaha

jigidajrit All-American

9:48am

What is your current personal savings rate?

rad dawg

9:48am

30-35% depending on the year (includes retirement accounts)

cougsnhoosiers

9:48am

Nice. investments are calculated as savings as far as I know.

rad dawg

9:51am

3.2%? Undisciplined losers.

Ragnar Danneskjold

9:48am

-3.5 I'm not sure it is sustainable

Plato

9:49am

Make it up on volume

Skeptical Optimist

9:51am

US Government: "Those are rookie numbers."

RobAdams

10:16am

As much as possible given limits of being married and having kids.

Ycrazy

9:50am

25% Total. 10% goes to savings account/rainy day fund. 15% goes into retirement.

Jeff Spicoli

9:50am

That sounds like a very robust rainy day. I've heard that you should fund it to 3-6 months of expenses and the rest

Niiineteeen84

10:00am

<< Deleted >>

Baron

9:50am

0.0%. When there is no chance of the wealth running out, savings is unnecessary

Nikomedes

9:50am

Net income? Wouldn't that be 100% for everyone?

RGGeemer

9:50am

Net income being defined as after taxes.

rad dawg

9:52am

What about pretax savings (401k)? Include?

RGGeemer

9:54am

I believe those are added to the numerator for the calculation.

rad dawg

9:58am

Approx. 15% depending on the year.

Marvelous

9:52am

~60%

bluecougar1985

9:53am

20%-30% depending on the year

UVCoug

9:53am

I try for 50, but I usually hit about 40

EQD2

9:53am

I have a spreadsheet. 2023 I was at 41.3%.

TCuz

9:55am

We try to plan for 28-30%

tyler durden

9:56am

401k 12% plus 4% match. Other than that we have an emergency fund and various

CougarTwins

9:56am

51.3%, mostly thanks to a 2.65% mortgage rate

Bainge

9:57am

probably 25-30% over the past decade or so.

SuperTank

9:57am

65%

Forbidden Fruit

9:59am

that’s awesome

Flyingdolphin

10:25am

30%

TarCoug

10:00am

21% of gross.

JohnnyC

10:00am

Are the people who say 15%+ really rich or empty nesters? Between my taxes, 7.5%

AggieWeekendCougar

10:01am

No. I'm lucky to have a low mortgage payment tho

RGGeemer

10:03am

I don't have a high mortgage either. 2.875% and only owe $300k. Less than

AggieWeekendCougar

10:09am

What is your income, if you don't mind me asking? I'm lucky to have a $150k

RGGeemer

10:10am

My house only cost $235k, mortgage down to $153k left at 2.875% interest

RGGeemer

10:11am

When we moved to town in 2015, $235k would have bought a newer townhome or a

AggieWeekendCougar

10:26am

Not rich. Single income.

Marvelous

10:05am

CB is a very educated group thus many high earners

rad dawg

10:09am

What would you define as “really rich”?

YIsForBrigham

10:12am

25%

Adwight

10:01am

While working 25-30%, since I retired 2 years ago about 15%

gilbertatty

10:02am

TNT

10:02am

28% of gross (max out 401k, 2 iras, hsa) plus another 7.5% company match on 401k

RGGeemer

10:02am

This thread makes me sad. Outside of 401k and HSA, we spend every other dime we have. Used to drive me insane. Now I’m

timpjynx

10:02am

401k still puts you way ahead of the curve.

rad dawg

10:13am

15-20%

Littlerich

10:04am

Of net it’s gonna be something like 85%

JollyGreenGiant

10:05am

~20-40%

OPINIONS

10:21am

51% on gross minus tax (which isn't net...) Dual income, 1 kid.

NarfUte

10:22am

45-50 percent

BYUfan92

10:22am

One solution to being scammed: enlist your grandson and elderly friends and ride

Gustav

9:47am

All of the scam talk reminded me of a time when my wife's grandpa got scammed.

Jeff Spicoli

9:44am

Apparently they're using AI to spoof voices, now, so it really sounds like them.

DubuMfalme

9:52am

The scammers probably didn’t know his name.

FlyingTokoro

10:00am

It is so easy to find that information though. People have no idea how much information is out there. They probably did

RootieBoy

10:25am

Easy to not get scammed if you are a tough love grandpa. "Good luck Mark!" click

JAGA97

10:04am

No BYU in the entire trailer? EA hates BYU. They showed Wyoming like 5 times

RSL 401 Authentication Required

9:38am

Featuring all those 2nd tier mascots and leaving out Cosmo is the real crime.

BYUtka

9:40am

They actually love us because we were on the cover

RealTaysomHill

9:46am

You just need to zoom out.

IceCreamButt

9:57am

Jeff Darlington. Cited ESPN guy in this article is the king of circus clowns.

Alan Schaefer

9:37am

Why? He's a golf reporter and the number 1 golfer in the world was arrested in

macdizzle

9:49am

“looked toward me as he was in those handcuffs and said, ‘Please help me,’"

Alan Schaefer

9:57am

This is a take

YIsForBrigham

9:59am

Again, he’s a golf reporter and the number 1 golfer in the world was arrested in

macdizzle

10:10am

I didn’t even include half of the other overly dramatic wording he used to

Alan Schaefer

10:20am

Seems like he was trying to help Scottie but the police clearly werent having it

Julius Pepperwood

9:55am

A statement like that requires elaboration.

Everyman

10:10am

The PSV press secretary is apparently having an affair with USMNT midfielder Malik Tillman

RSL 401 Authentication Required

9:30am

It's the dutch that is normal.

Baron

9:31am

The expression for cheating is interesting

Archaea

9:47am

Winding down our trip to the VI. Last day on the beach and observed for the first time in my life a man hairy enough not

DJROSS All-American

9:25am

Pics or it didn’t happen

CertainDeath

9:27am

He's long gone, but here is a pic I just took for your sake

DJROSS

9:29am

Old fat leathery people in bikinis. I'm not sure if that's any better.

fredy

9:33am

I'm going through twitter just laughing. Then I remembered that this all started because of an unfortunate

crimedog Insensitive ....

9:24am

Weird that you’re laughing at that man’s death.

garyfan

9:28am

Did you not read his whole post?

VirginiaPeanut

9:28am

huh? I didn't say I was laughing at a guys death, Just twitter to Scottie the memes are amazing

crimedog

9:31am

I know. The only thing you should feel bad about would be laughing at his death.

garyfan

9:34am

What in the world

cougfanblue

9:41am

With rumors of an NBA-connected assist., are we going to ask them to live

Parker Schnabel

9:20am

News Report: Scheffler and his Lawyer speak out...also some more details of what happened.

Adrielle Board Misanthrope

9:17am

I mean if you jump on a slowly moving car are you really ‘knocked down’ by it

OKchief

9:35am

Yeah...I don't know if the detective was the cop who jumped on the car or not...I can't tell

Adrielle

10:26am

Anyone using a Montana LLC to register cars? I'm aware of the pros, what are the cons?

Pete The Hope That Kills You

9:14am

Besides the ethics? 😉

Talker

9:17am

I did it all the time for my boss back in the day. I don’t remember any cons,

aussiecoug

9:19am

The cons are insurance based. Your registration and insurance have to match

JAGA97

9:19am

“Are you honest in all your dealings?”

RdF3

9:20am

We have a condo in west yellowstone that is shared with a few families

crimedog

9:25am

What are the pros?

Ycrazy

9:28am

No sales tax. I would recommend at least looking into it if buy a new car

VirginiaPeanut

9:31am

This is common in Oregon as well. Lots of very nice bus style RVs are built in

Ycrazy

9:35am

Avoiding state property taxes

willkie40

9:31am

Sales tax applies to the purchase of property which is stored, used, or consumed in the state (assuming you're in Utah)

shokupanmanbo

9:44am

I'm not sure about the legality if it. Don't you need in state plates after 60

Cheap Seats

9:32am

The cons are if you are a Utah resident and you are doing it to avoid Utah sales

Cougrrrs Roll

10:13am

Yes. Transfer portal!!!

spidercoug

9:12am

Do we get XP for wins and use for NIL payments to get the top players?

2FarGone

9:14am

Welcome to BYU, Quinn Ewers!

Ol Big Bear

9:17am

Love the road to glory description about it:

cougarfan84

9:18am

Just missed jury duty. Sounds like the fine will be $3,000 or jail.

LaVellIfIKnow

9:10am

This is why I usually keep plenty of Bitcoin on hand.

garyfan

9:13am

I'd go ahead and pay it. A year ago I was called and told I had

Corn Pop

9:15am

Man you guys are ruthless

cre1ghton

9:18am

Yeah. Not cool.

goodcleanfun

9:37am

C'mon now, it's just good, clean fun.

Hawk in the 303

9:41am

RE: Just missed jury duty. Sounds like the fine will be $3,000 or jail.

Cougarclaw

9:41am

Take the jail time - you got this!

Bob Vance

9:41am

You need to go to jail. The story will be worth more than the $3000

Nakedbootleg

9:45am

RE: Just missed jury duty. Sounds like the fine will be $3,000 or jail.

IceCreamButt

9:47am

This one weird trick will save you

YIsForBrigham

9:57am

Try to get the jail time. It'll give you street cred.

SoCalCoug

9:58am

Exactly

Nakedbootleg

10:21am

EA College Football trailer!!!

Ol Big Bear

9:00am

How did Wyoming get multiple showings, but the Big 12 only got Colorado?

spidercoug

9:03am

I actually had this same thought. They are really selling to the Wyoming crowd

Ol Big Bear

9:05am

That aside. It's back baby.

spidercoug

9:05am

Saw Baylor.

Niiineteeen84

9:07am

Ok. Wyoming: 2 Big 12: 2 😂

spidercoug

9:09am

RE: EA College Football trailer!!!

2FarGone

9:03am

Watch the 1:40 mark.....did you see how many fans were in the stands for UCLA?

BYUheaven

9:04am

That trailer literally changed my life for the better. We’re back.

TCuz

9:04am

Me too Brother...I...I love you man!!

Ol Big Bear

9:06am

The earth is healing.

joelvandyne

9:09am

there was nowhere to go but up

Digital Gangsta

9:19am

Smurf turf out of the gate. wow

deejo

9:10am

Fake. Too many fans at the USC game.

777

9:12am

What will we use college football points for? As part of the purchase you get some.

Cougs1

9:22am

Ultimate team

RealTaysomHill

9:25am

It's for Ultimate team. Matt Brown was saying in an interview yesterday that if

jreid191

9:29am

The Deluxe version is definitely for me as a dynasty player. 3 extra days early for $30?

TCuz

9:35am

I may end up getting the Deluxe version anyways for that same reason.

jreid191

9:48am

I just hope there's a story mode where you can play a recruit out of HS playing

tony

9:26am

32 team online dynasty. This is going to be so cool

RealTaysomHill

9:27am

Have they introduced female football players into the game yet, like MLB?

FatherOFive

9:38am

Man, crazy that’s your takeaway

RealTaysomHill

9:44am

RE: EA College Football trailer!!!

Cougar TD

9:44am

Ridiculous tax/investment question that I already know is a bad idea

Jack Burton

8:57am

It’s fraud. That is enough.

tkh9

9:01am

looks like an effort to deceive people approving his loan...not good.

Avery

9:02am

It's technically true - but still stupid.

molodyets

9:03am

You’d have to get a friendly party to give you a “loan.” If you call it a loan

VenturaCoug

9:05am

Have him call in to the Dave Ramsey show

wisconsincougs

9:16am

DON’T DO IT! SBA right now is ultra sensitive to frauds because of Covid loans.

Idahoancoug91

10:22am

Top 10 recent

Ahhh crap

Multiple BYU insiders reporting that we're getting assistant(s?) today.

BYU makes Mag top 5

CC haters please disregard

Scottie Scheffler arrest details from Sportscenter.

BYU makes top 5

I got more context to why she got duped.

NBA?

Sometimes, it just takes patience

So KY, don't build up hope that something will happen within a timeline. Nerds

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