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Jan 17, 2023
4:47
:25
pm
Cougar-Duck
Murderbot
Rental properties run credit checks. He may not qualify to rent at most places.
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Cougar-Duck
Previous username
heberjoe
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Cougar-Duck
Joined
Apr 26, 2005
Last login
May 16, 2024
Total posts
49,407 (3,685 FO)
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Messages
Author
Time
<< Deleted >>
wildlandfireguy
Walk-on
1/17/23 4:39pm
Sounds like he is bad at his job
Turnpike Lane
1/17/23 4:39pm
I don’t think he will be moving out of my house anytime with that amount of debt. I’m curious what is employer would
wildlandfireguy
1/17/23 4:40pm
Joke is on you then.
Turnpike Lane
1/17/23 4:41pm
You are right. The big joke is on me.
wildlandfireguy
1/17/23 4:43pm
Does he tithe?
Stalwartbob
1/18/23 11:06am
Give him a deadline...You gotta get him out of your house.
TrueBlue67
1/17/23 7:05pm
FINRA would definitely take
vandalcoug
1/17/23 7:09pm
You sure? Looks like he's taking advantage of free or cheap money at every turn
kccougar
1/17/23 4:42pm
Doctors are fat, and religious leaders sin. Knowing what to do and doing it
cougaman
1/17/23 4:43pm
I know a fat Lady fitness instructor. She lost 140 lbs
calvindyer
1/17/23 11:49pm
Maybe he prescribed to the idea that owning debt during inflationary times is
SnickSnack
1/17/23 4:40pm
Mortgage debt? Credit Card debt? What’s the difference?
mvtoro
1/17/23 4:43pm
Haha, yeah it's a distinction worth paying attention too.
SnickSnack
1/17/23 4:48pm
Kiss off the 2K❗
MichCoug
1/17/23 4:40pm
2K is the least of the worries. You could have a long term house guest.
Ycrazy
1/17/23 4:43pm
$100k is enough to make serious progress on the debt.
Cougar-Duck
1/17/23 4:40pm
He has a wife, a child and another child on the way.
wildlandfireguy
1/17/23 4:43pm
So they have a small family and they are that deep in debt? Crazy how people
Ycrazy
1/17/23 4:44pm
Apparently you've never tried living at Disney World for a year. It adds up.
dYrtbYkerYder
1/17/23 5:24pm
But, always first in line for the rides.
Stalwartbob
1/18/23 7:57am
If he's not paying rent he should easily be able to put $2k/month toward the debt.
John Doe
1/17/23 4:49pm
Charge them rent, and then if you want to be a sweetheart contribute it to paying off his CC debt.
mvtoro
1/17/23 4:56pm
Still. I’m guessing the aunt isn’t charging interest (certainly not 19%). Living with you he should be able to get a
mvtoro
1/17/23 4:54pm
Aunt is now charging $100/month in interest. I’m frustrated because I don’t think they can afford to live outside of my
wildlandfireguy
1/17/23 4:58pm
How does a grown man with a family put himself in that position? Stunning.
Backcountry
1/17/23 5:04pm
People are dumb. It proves itself in millions of ways every day.
mvtoro
1/17/23 5:08pm
Lack of self-control. Some people who suffer from depression are also impulsive spenders to make themselves feel better.
John Doe
1/17/23 5:08pm
100k on debt isnt hard. A decent czr can cost 60 to 100k , Heloc to
CarolinaCoug
1/17/23 5:22pm
I don’t think anyone thinks it’s hard to swipe the card. They’re saying how can anyone be irresponsible enough to keep
mvtoro
1/17/23 5:31pm
This isn't going to end well.
dYrtbYkerYder
1/18/23 7:55am
A guy making $100k can easily afford to live outside your house.
kccougar
1/17/23 5:06pm
I wouldnt say easily in Utah. But he could put a roof over his head.
Backcountry
1/17/23 5:49pm
Easily.
kccougar
1/17/23 9:45pm
In 2004
Backcountry
1/17/23 10:10pm
2.4% Yeah, she’s a sweetheart, but to someone who ignores their CC debt that tiny rate feels more like a justification
mvtoro
1/17/23 5:07pm
Don’t enable this. He needs to man up and ride this out. Either it will end up
cougarim
1/17/23 5:11pm
Of all people he’s best prepared to show you the plan to get out of your house,
BYU'01
1/17/23 5:13pm
With $100K/annum, he can live outside your house. I’d tell him if he wants to stay after 1 Feb. he has to give you $5K
mvtoro
1/17/23 5:20pm
A man's greatest skill oftentimes is being low maintenance.
calvindyer
1/17/23 11:52pm
Hopefully you gave them a deadline on when to move out by
Huge Manatee
1/17/23 4:41pm
is his dad this doctor?
hxmCougar2000
1/17/23 4:42pm
Please post his name so none of us ever get suckered into using him
Backcountry
1/17/23 4:43pm
Probably should but I think some people on here work for that company.
wildlandfireguy
1/17/23 4:44pm
Yeah, don’t do that
JOPE
1/17/23 4:51pm
Did you not know before allowing them to move in? No preset amount of time? No details?
Grit for Brains
1/17/23 4:44pm
They called my wife and said we are moving back to Utah we need a place to stay for a few weeks before we get a place.
wildlandfireguy
1/17/23 4:45pm
Rental properties run credit checks. He may not qualify to rent at most places.
Cougar-Duck
1/17/23 4:47pm
Yeah he won’t qualify.
wildlandfireguy
1/17/23 4:48pm
You could try to charge them rent
Huge Manatee
1/17/23 4:50pm
I am going to. They have 0 savings and he just came home with a new PS5. I’m ticked.
wildlandfireguy
1/17/23 4:54pm
Change the wi-fi password and see how much enjoys playing it w/o internet
Huge Manatee
1/17/23 4:58pm
Ahhh, also addicted video game guy. They clearly have a multitude of problems. Won't learn until the hard knocks come.
Grit for Brains
1/17/23 4:58pm
Repo it.
Backcountry
1/17/23 5:04pm
Yeah. That would be the end for me. I’d tell him to return it and send the money
Nakedbootleg
1/17/23 5:10pm
This is the best part of this story so far. Alpha move on his part
DiamondMo
1/17/23 6:03pm
no way this is real
CrashMcLarson
1/17/23 6:07pm
Please, please, please tell me this is true. You can't make this stuff up.
Spaniard
1/17/23 6:50pm
So when are you going to have the talk?
kccougar
1/17/23 4:47pm
I don’t know how to have the talk. They will be on the street if I do.
wildlandfireguy
1/17/23 4:56pm
But nothing will ever change unless they see that as their reality.
Grit for Brains
1/17/23 4:59pm
No they won't.
dYrtbYkerYder
1/17/23 5:20pm
RE: They called my wife and said we are moving back to Utah we need a place to stay for a few weeks before we get a
Grit for Brains
1/17/23 4:49pm
RE: They called my wife and said we are moving back to Utah we need a place to stay for a few weeks before we get a
doctorcoug
1/17/23 4:49pm
Big reason I just don’t trust financial advisors. Most the time they’re far
Chefcurry
1/17/23 4:46pm
Honestly it's alot, but not alot. They can make a serious dent in that in a
byubyu
1/17/23 4:46pm
Especially with no mortgage or rent
Turnpike Lane
1/17/23 4:48pm
Oh. I’m going to start charging them rent.
wildlandfireguy
1/17/23 4:53pm
This $50k debt was racked up in 9 months. They blew through their $40k they made from the sale of their house and
wildlandfireguy
1/17/23 4:52pm
Everyone looking for a financial planner in Lehi is now looking elsewhere
Don Carlton
1/17/23 4:48pm
I feel sorry for the aunt.
LeGrandBleu
1/17/23 4:49pm
He had a 15 year plan to pay her back. She will be dead by then. She’s really upset.
wildlandfireguy
1/17/23 4:54pm
She should ask him to sign a note that she can transfer to someone else after her death. It’s her money.
mvtoro
1/17/23 5:01pm
She should've known better.
dYrtbYkerYder
1/17/23 5:22pm
If they're serious about paying off the debt, they could do it comfortably in
shoganai
1/17/23 4:49pm
With that type of debt, I would seriously hope the wife starts working
JOPE
1/17/23 4:49pm
You need to tell TNT to hit the bricks....oh, wait.. did you say wife..nevermind
Methusaleh22
1/17/23 4:50pm
He sounds like the Milosh of financial planners
GRCoug
1/17/23 4:51pm
His aunt must be loaded. My aunts are well enough off, you think they would loan
Avery
1/17/23 4:57pm
Oh man, that’s so rough. What’s scary is he is giving financial advice.
Tuskaloosa Cougar
1/17/23 5:08pm
IMO, you should not have taken them into your home. If they are going to be
cougarim
1/17/23 5:16pm
Yep. I wouldn't let them stay but if they did I would say to him that I own his finances at that point
CSoul
1/17/23 6:06pm
So he pays you
Archaea
1/17/23 5:23pm
how do you know his income?
lukeskywalker
1/17/23 5:27pm
If he really makes $9k a month he should be able to put $3-4k a minimum toward
Socrates Johnson
1/17/23 5:33pm
This. The credit card debt should be gone or close to gone inside of a year if
Ddean
1/17/23 7:29pm
If he only makes $100 per year no wonder he is in debt
ballen
1/17/23 5:41pm
yeah that didn't seem like a lot to me but I'm no financial guru.
qwerew
1/17/23 5:49pm
RE: If he only makes $100 per year no wonder he is in debt
flatliner
1/18/23 9:18am
Should have bought oil stocks back in 2020-Covid start
bad84cougar
1/17/23 5:54pm
<< Deleted >>
andrewg3
1/17/23 7:24pm
Why did you let him move in? Trying to decide who’s dumber.
canofpicante
1/17/23 10:21pm
Do they have kids?
UNLVcougar
1/18/23 12:04am
Yes. 1 with one on the way.
wildlandfireguy
1/18/23 8:40am
Is he really making 100K a year?
Jennerstein
1/18/23 12:29am
It’s going to be really awkward
CrimsonCardinal
1/18/23 5:59am
He only makes $100k. No way he's on CB.
Methusaleh22
1/18/23 7:23am
Dave Ramsey is perfect for a family like this! But him Dave's program!
HTCougar
1/18/23 7:51am
Change the wifi, disconnect hot water, shut off electricity to his bedroom ...
davidsonlaw
1/18/23 9:03am
Why the delete?
JupiterJones
1/18/23 10:55am
His HCBW told him to?
davidsonlaw
1/18/23 11:04am
maybe felt bad. Could be the BIL is already hurting him self enough, maybe not
Tuskaloosa Cougar
1/18/23 11:06am
He’s in trouble. Gonna be sleeping in the newly vacated basement for a while.
ballen
1/18/23 11:07am
I thought that maybe I shared too much info on him. I don’t want him to lose his job because of my post on here.
wildlandfireguy
1/18/23 3:09pm
Fair enough. I hope things can be smoothed out between you and your sister.
JupiterJones
1/18/23 4:03pm
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