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Dec 20, 2014
3:12:10pm
What does their TOS say? Their site claims passengers are covered by Uber:
http://blog.uber.com/ridesharinginsurancepolicy

The insured parties are listed as “Rasier”, etc. What is Rasier?

Rasier is a wholly owned subsidiary of Uber Technologies Inc. that partners with ridesharing drivers. All ridesharing drivers have a contract with Rasier.

Who and what are covered by this policy?

This policy covers the liability of 1) ridesharing drivers (described as “Named Operators” in the policy) who have accepted a trip and are en route to pick up passengers or that are transporting passengers to their destination 2) Rasier and 3) Uber Technologies, Inc. Liability coverage is up to $1 million per incident for bodily injury or property damage to passengers or any other third parties, such as pedestrians, other vehicles, buildings, etc. The policy also covers bodily injury caused by uninsured and underinsured motorists up to $1 million/incident, so that no matter who is at fault, coverage is in place.
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