Taking risk is easier when you are young and don't yet have to worry about missions, college, retirement, and long-term health issues. My brother and I took over our father's business when we finished BYU. It has it's positives and negatives, but we've been running now for about 18 years at it.  If you take the risk now and it doesn't work out, at least you can say you gave it try, rather than spending years later on wondering "what if"? Not trying to point you in a direction, just food for thought.