The other was a conventional loan at 3.37 and 10% down. We rolled my wife/agents commission into the money down and took some equity from another property to put down the rest of the 50k or so.
So, we only put a relatively small amount of cash down for the 2 properties. We are currently more leveraged than I'd like to be, but our cash flow is such that we can aggressively pay down the HELOC. All in all, it's been a good/profitable/stressful venture.