up and if they finish the season ranked. It's possible that some/all stay ranked. It's also possible that Baylor is the only team that ends ranked that Oklahoma beat. If that's the case, then you're basically looking at an Oklahoma team that beat a ranked Baylor twice, and a Utah that beat a ranked (but arguably better than Baylor) Oregon once, but that also crushed most of the teams they played.

I'm not saying Utah gets in over Oklahoma in that scenario. I'm saying that I don't think it's clear in that scenario whether Oklahoma or Utah looks better based on their schedule and the magnitude of their wins.