LDS members and MLM's. The fact that so many schemes are propagated among the trusting members of the church is why so many of us take issue with it. This program obviously relies heavily on word of mouth and referral to get new customers. They don't appear to advertise and their site has so little information and requires a direct contact to get any information that it is obvious they aren't even trying to pickup customers outside of referrals. That is why I drew the connection between LDS scams and the way this is operating.

I admit I don't know enough details to say this is a scam or that they have ill-intent. I don't necessarily believe that to be the case. But how could anyone know one way or the other with everything so hidden? They have been around for 11 years and besides the main website, all the googling I did only yielded a single reddit post asking about the legitimacy of it. That and a google reviews page for the business with 25 5-star reviews. If this program is as amazing as the reviews say, then why isn't it being shouted from the roof tops?

I'm not doubting any success you or others may have had. From the bits and pieces I have been able to scrape together about how it works, it actually sounds like a potentially useful tool. When investment advisement is done properly, it can be plenty helpful and obviously fees are to be expected. I'm not bashing on actively managed investments. My issue is this service has all the tell-tale signs of someone trying to avoid scrutiny and regulation that is very important when it comes to helping people manage their money. If my thread is what it takes to find out some more details rather than just gobs of testimonials about how miraculous this thing is, then it will have served its purpose.