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Apr 18, 2021
3:12:41pm
classycoug Redshirt Freshman
Thank you. I am glad we can have a conversation about what Decisive Investor

is instead of picking apart Lamar's linkedin page and the website. I am not aware of what is required to be or not be on a website for an investment program. I'm sure there are some improvements to be made in that area. Nor do i know the reason they choose to keep the information basic and limited on the website. The reason it is not shouted from the rooftops as you mentioned is because of the inital knee jerk response you get when you talk about it. I mean look at all the posts from everyone who knows nothing of the program. The first response is to stay it's super sketchy. The preceding posts say it looks like a scam and then picking apart Lamar's linked in profile, website, etc. They don't do much marketing because they haven't had to do so and i'm not sure they are prepared for that type of volume. They are a small team. I tell everyone I can about the program because it has been so awesome for me. There is a barrier to entry because of the large up front cost. That understandably turns a lot of people off. Here is my best basic summary of the program:


The program is a website that tells you when to buy / sell stock and how many shares to buy / sell based on the amount you have to invest. You buy and sell in small bundles as the market moves up and down. No one on the decisive investor program has access to your trading account or funds. You have total control. You can stop / start whenever you choose. You basicially upload a CSV file every day that helps the website sync your trades with the program. It's more like a tracking system. The goal of the program is taking small amounts of profit as the market moves up and down. You trade a 3x leveraged ETF so volatility is your friend. Over time the small amounts of profit that you make add up and the interest compounds generating wealth over the long term. It is not a get rich quick type of program. It is also set up so you are as minimally invested as possible. As always, with investing and having your money in the market there is always risk the market will go down or the market will correct. The program is set up so you only sell the small bundles of stock you purchase when you are up on that particular purchase. As I mentioned my father has been using the program for 8 years. He did have some shares that were stuck at the top when the market dropped and he held some shares for a couple years but eventually the market recovered and he was able to sell all of those shares at a profit. Since you are staying minimally invested even if the market drops you still have funds to invest at the lower prices. Clearly this isn't money you want to invest that you may need to pull out. I am typically about 30% invested with the program. Meaning 30% of my money I have in the program is actually in the market and the rest is in cash or a 401k. It is a conservative but consistent way to invest and generate good returns. Could you get better returns by investing all your money in a stock or ETF, etc and just leaving it? Maybe but that also exposes you to more risk if there is a large market correction if you are 100% invested. In my experience, this program is a good balance of making money and trying to migitate risk. You can never totally get rid of all the risk as it is the stock market. The program is adjusted by Lamar and his team at time when the market adjusts. They are also available for support if you have any questions or issues. My father has averaged about a 13% annual return over 8 years. Some years it's higher and some years it is lower depending on the market. The past year has been especially good because of the volatility of the market. My Dad and I are not stock trading gurus nor do we have time to do all the required research to trade at a high level. The way this program works it is simple enough for just about anyone to do. I know several people who would normally not feel comfortable investing their money in the market but because of the ease of following the program they do and have done well. I would be happy to answer any other questions anyone has. 

This message has been modified
Originally posted on Apr 18, 2021 at 3:12:41pm
Message modified by classycoug on Apr 18, 2021 at 3:13:21pm
Message modified by classycoug on Apr 18, 2021 at 3:16:45pm
classycoug
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classycoug
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