estate and a business (maybe) that can be sold as an inheritance. That allows me to live comfortably until I die with rental & business incomes and no home payment.

We help our kids out a lot and we plan on continuing to do so. We will take them on nice trips, help with medical, schooling, etc. But I don't plan on leaving too much in anything besides the business and real estate. This should be plenty to share as an inheritance for them without creating some sort of expectation/entitlement.