Our home, with degrees, and have the positions at work if we started having them earlier. We would’ve been priced out of the market living in a townhouse or more likely with family. The boomers and Gen X generations made since to have them young. Millennials not as much, since it’s all about degrees and experience. Having a masters degree in engineering at 25 wouldn’t of been possible if I had little ones running around. Being able to take my family to Hawaii and Disneyland now wouldn’t of been possible in todays world if I started having them earlier. Like I said the world has changed dramatically.