There aren't. You have no obligation to accept a loan from anyone.
But in exchange for the lender guaranteeing a fixed rate, you're also surrendering your ability to get a lower rate from that lender, should rates drop in the days or weeks following your lock.
This message has been modified
Originally posted on Jul 12, 2017 at 11:20:52am
Message modified by PGVikingDad on Jul 12, 2017 at 11:22:19am