A two loss P5 team with a CC or a 1 loss P5 would get in before BYU at 12-0. Do you think a team in Utah, with academic restrictions, honor code, LDS, little BOT backing, is going 12-0? UCF can do it being in Florida, no academic restrictions, no honor code, great AD/BOT backing, and good recruiting grounds. You need a reality check.... As a non-P5 team the AAC is the best chance for a NY6 bowl which is non-P5 ceiling.
I realize with all of BYU restrictions and being non-p5 the chance of 12-0 is like the lottery. I don't play the lottery! I do think BYU could, in the AAC, make a NY6 bowl in a great season, which would be an amazing season.