Would it be covered under home owners insurance, or would it default to car

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Jan 23, 2022
7:05:40pm

cougaman All-American

Would it be covered under home owners insurance, or would it default to car

Insurance?

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cougaman

Bio page: cougaman
Joined: Mar 11, 2006
Last login: May 3, 2024
Total posts: 68,656 (4,449 FO)

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Messages

Author

Time

POLL: Who should have to pay for this car accident?

Chefcurry

1/23/22 6:53pm

Renter. If wind had knocked it down. Drivers fault. Driver hit anon moving

1/23/22 6:56pm

Unless the kids were actively moving it at the time (quickly), totally the

LaserCoug

1/23/22 6:57pm

If you drive into a stationary object it's your fault 99.9% of the time

1/23/22 6:57pm

I can't even think of when 00.1% is accurate.

ochobeeguy

1/23/22 7:03pm

That 00.1% would be the time I forgot to move the trash cans and my wife hit

Nuke

1/23/22 7:17pm

Maybe they should look where they’re going and not back into things…

LonelyMaster

1/23/22 6:58pm

Normally I'd agree but a lowered hoop could be very deceiving when backing up.

777

1/23/22 7:03pm

Insurance.

byubyu

1/23/22 6:58pm

How about look where you're driving. No way I pay.

txblue

1/23/22 7:00pm

The renter. You are responsible for where you move your car.

garyfan

1/23/22 7:00pm

Renter wasn’t paying attention. Nuff said

spugeddy24

1/23/22 7:03pm

Sounds like this contract isn't getting renewed at term

doctorcoug

1/23/22 7:03pm

Renter. And make him pay for the hoop too.

Ragnar Danneskjold

1/23/22 7:03pm

Renter needs to buy a new hoop

Remigius

1/23/22 7:04pm

From an equitable standpoint probably the landlord

Joysey

1/23/22 7:04pm

No way. When you drive a car it is your absolute and total responsibility to not hit stationary objects. Period.

CDV

1/23/22 7:19pm

Honestly I think it’s pretty incredulous the renter is even asking let alone

Don Carlton

1/23/22 7:04pm

It's Dishonest. I hate when people don't take responsibility for their mistakes.

ochobeeguy

1/23/22 7:06pm

Yup. Sounds like when we were looking for a new roommate, and my now ex roomie

ByuImaginesDragons

1/23/22 7:42pm

Would it be covered under home owners insurance, or would it default to car

cougaman

1/23/22 7:05pm

Owner needs to make sure the hoop isn't in the way of the vehicles when

777

1/23/22 7:07pm

What’s the renter to do? Uh… put it back up or avoid it.

1/23/22 7:14pm

Maybe he can't. I'm assuming there are multiple cars if there are

777

1/23/22 7:18pm

If the kids can put it down, then an adult renter should be able to put it back

cougaman

1/23/22 7:23pm

Unless it takes a tool. So many assumptions here. It makes total sense to

777

1/23/22 7:40pm

Don’t hit stationary objects with your moving car

LaserCoug

1/23/22 7:42pm

You the renter?

ByuImaginesDragons

1/23/22 7:49pm

No, the op said that the owner said that. Look, I have a tree that hangs over my

777

1/23/22 8:14pm

A tool like a simple broom handle?

cougaman

1/23/22 7:54pm

Exactly. He never saw it. And it makes sense to me why he didn't. All I'm

777

1/23/22 8:10pm

That is different from saying "maybe he can't". It was him not seeing it that

cougaman

1/23/22 8:14pm

Buddy said they have a back up cam and that’s all he checks and wasn’t looking

Chefcurry

1/23/22 8:24pm

modern tech working against him. That's too bad. Again, I could see myself

777

1/23/22 8:28pm

The renter is totally and completely liable. For obvious reasons. This isn't even a close call.

Sandstone Cougar

1/23/22 8:30pm

Did I say he wasn't? Can I not sympathize with the situation? Holy moly.

777

1/23/22 8:36pm

I think most of us can sympathize, and even the home owner admittedly

cougaman

1/23/22 8:35pm

It’s under contract that they aren’t responsible so sounds like legally the

ByuImaginesDragons

1/23/22 7:23pm

A moving vehicle operator hit a stationary object and thinks it’s not his fault?

Sandstone Cougar

1/23/22 7:26pm

The tree jumped in front of the car

AFewThoughts

1/23/22 7:55pm

Have they only got liability on their vehicle? Have you got landlord insurance?

Joe

1/23/22 9:29pm

I would think vehicle insurance for the car, and homeowners insurance for the

cougaman

1/23/22 9:39pm

I think it’s the driver’s fault, but a good landlord policy might pay. I think

Joe

1/23/22 9:47pm

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