sooner or later you need to increase your revenues to will the game. But cutting expenses is always the #1 way to get the upper hand. I really like the idea of selling off "stuff". Having owned a business in the design/decorating business I can tell you that if people would take on the minimalistic lifestyle an design elements, they wouldn't have extra stuff and more importantly they wouldn't spend the money in the first place. Some people are as addicted to having stuff as others are to drugs, sex and rock and roll