common feeling about doing business with relatives. The people who made that work were always current on there payments and could clearly demonstrate that to their friend or family member. They didn't get free money, but offered to pay a reasonable rate of interest that was far more than the person was getting with their lazy money sitting in a bank. It really was a win/win.

I won't argue with someone who wants to keep making retirement contributions to get a match, but anything more than the match amount is not wise if they are dragging around high interest debt.