He did say to work another job if you need to. And before you go looking for

Sign up, and you'll be able to ignore users whose posts you don't want to see. Sign up

Report problem with this ad

Feb 9, 2016
1:55:41pm

molodyets All-American

He did say to work another job if you need to. And before you go looking for

a career change, looking to cut the fat is something you can do today with guaranteed results.

Report problem with this ad

molodyets

Previous username: patches1391
Bio page: molodyets
Joined: Mar 26, 2006
Last login: Apr 30, 2024
Total posts: 43,206 (19,281 FO)

Report problem with this ad

Messages

Author

Time

Here's a few tips to help anyone get off to a fast start on getting out of debt

Jersey hunter

2/9/16 12:08pm

Agreed - except for 401K contributions where your company matches. If they match

Zenoch

2/9/16 12:18pm

I disagree - but understand that sentiment - if you keep contributing to get

Jersey hunter

2/9/16 12:23pm

Good thoughts. For those that far in debt, it probably does make sense to be so

Zenoch

2/9/16 12:26pm

Key point is that it's only temporary

Jersey hunter

2/9/16 12:40pm

<< Deleted >>

6/2/17 10:19pm

Many companies allow 401k loans once its vested

2/9/16 12:29pm

One thing that is weird about me is I spend cash way easier than I use a card

boorad

2/9/16 12:24pm

That is weird. I think the behavioral economics nerds have shown that there is

coucou

2/9/16 12:29pm

I'm the exact opposite...I can hang onto cash much easier because it's sort of a

Wedgetail

2/9/16 12:36pm

I'm the same way as you. Cash burns a hole in my pocket.

PCCoug

2/9/16 12:42pm

So use a debit card - when the money runs out, the card won't work

Jersey hunter

2/9/16 12:45pm

Can't you overdraft with a debit card?

db59840

2/9/16 12:49pm

I despise debit cards.

cheezedawg

2/9/16 1:43pm

Yeah- I wonder if this axiom that people spend more more money with CC is

cheezedawg

2/9/16 1:43pm

From your suggestions it seems the real issue is overspending

korihor

2/9/16 12:39pm

you nailed it - most people would do better financially by focusing more on

Jersey hunter

2/9/16 12:44pm

its the same in business. However, you can't save your way to the top

Nat Gas Man

2/9/16 12:55pm

Wow - I just disagree. Making more money is by far the best way to sure up ones finances. Obviously this entails

HarlemCoug

2/9/16 1:26pm

Maybe so but that's not something most people have much control over

Jersey hunter

2/9/16 1:35pm

again I simply disagree - of course people have control over how much money they make. They control their time. If

HarlemCoug

2/9/16 1:45pm

He did say to work another job if you need to. And before you go looking for

molodyets

2/9/16 1:55pm

He as 1 of 10 that discusses income. If I had a list of 10 items, probably 7 of them would be about increasing revenue.

HarlemCoug

2/9/16 2:02pm

So instead of working on the things that 100% will decrease your debt if you do

molodyets

2/9/16 2:08pm

So lay out for us what the average dude or lady, who is middle age and entrenched in a good, not great, career to do?

TaiJuan

2/9/16 2:09pm

Let's hear your list then

korihor

2/9/16 2:28pm

Until spending habits are brought under control - it doesn't matter how much

Zenoch

2/9/16 2:37pm

Ok - so why don't you see how much more you can make in the next 24 hours and

Jersey hunter

2/9/16 5:28pm

Too many people for some unknown reason to me think that working 40 hours per week will provide a debt free

HarlemCoug

2/9/16 7:58pm

RE: Too many people for some unknown reason to me think that working 40 hours

PCCoug

2/9/16 10:27pm

Wow...you almost convinced me to give up Cougarboard.

buhlcougar

2/9/16 1:40pm

I'd never do that - It's basically free entertainment

Jersey hunter

2/9/16 5:29pm

There was a guy here not too long ago that was arguing vehemently

Litigation Jackson

2/9/16 3:07pm

Agree with everything except for two things

bluebloodedcoug

2/9/16 12:46pm

I only suggest the relative things because I've seen it work - but we share a

Jersey hunter

2/9/16 5:32pm

Consolidate your unsecured credit card debt into your 30 yr mortgage?

2/9/16 2:58pm

don't consolidate just pay it off. Most of the time you will lose money

stonecougar

2/10/16 8:09am

Start with "The Total Money Makeover" by Dave Ramsey

NAFUYB

2/10/16 12:38pm

Report problem with this ad

Posting on CougarBoard

In order to post, you will need to either sign up or log in.

Report problem with this ad