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Feb 9, 2016
1:11
:41
pm
BearsandBulls
Contributor
Even if she suspected...it wouldn't be in an account.
They could only take it if they found it.
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BearsandBulls
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BearsandBulls
Joined
Jul 17, 2014
Last login
Sep 29, 2016
Total posts
4,232 (126 FO)
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Messages
Author
Time
Best way to consolidate debt and get our yewt in order?
jamaicanick
2/9/16 10:27am
Make more spend less. Track ever penny spent. You'll be amazed how
byubyu
2/9/16 10:29am
In addition to this I set up a spread sheet with all my debts and their interest
Ycrazy
2/9/16 10:32am
This is a great site to structure that
Hoosier Cougar
2/9/16 10:39am
Best way is to re-finance your home or use a home equity loan.
WJCougar
2/9/16 10:31am
Read Mister Money Mustache
goldy
2/9/16 10:31am
RE: Best way to consolidate debt and get out yewt in order?
Diablo and Doc
2/9/16 10:33am
As much as people knock it, you should check out Dave Ramsey
KingDave
2/9/16 10:34am
if it's a crippling amount of unsecured debt...bankruptcy might not be a bad
nashty
2/9/16 10:35am
<< Deleted >>
BYUMizzou
2/9/16 10:39am
yes...please seek out someone who is good enough at bankruptcy to exclusively
nashty
2/9/16 10:43am
Sorry to rain on this parade. Debt assumed in a divorce isn't dischargeable in
LaserCoug
2/9/16 11:35am
RE: Sorry to rain on this parade. Debt assumed in a divorce isn't dischargeable
jamaicanick
2/9/16 11:44am
Gotcha. All my debt was assumed in the divorce and unfortunately I have a lot
LaserCoug
2/9/16 11:47am
marital debts created in MSA's are dischargable in Ch13 BK's
nashty
2/9/16 12:46pm
Consolidate high interest (credit card) debt into a lower interest loan
HuskerFan2
2/9/16 10:35am
You're in a tough spot unless you can cut something big out
mudpupper
2/9/16 10:38am
and sometimes the only way to "cut something major out of your life" is to
nashty
2/9/16 10:40am
Pay off smaller, high-interest debts first. Work your way up from there.
Virginia Ute
2/9/16 10:38am
^^^This^^^ Go after your high interest debt first. Then, pay off your car(s)...
BearsandBulls
2/9/16 11:07am
Out of curiosity, Did you discuss finances before you were married?
Mister P
2/9/16 10:39am
RE: Out of curiosity, Did you discuss finances before you were married?
jamaicanick
2/9/16 10:44am
Switch to cash on everything.
Vegas Katbacker
2/9/16 10:40am
If you take on new debt (like an auto loan) to pay off credit card, avoid fees
Wagon
2/9/16 10:51am
One thing that was suggested to me, that I hadn't considered
Cougar Geek
2/9/16 10:55am
Depends on your credit score
donnerstag
2/9/16 10:56am
FPU
Texan
2/9/16 11:02am
Prosper.com or Lending Club could give you lower rates. Lower the rates, pay off
scott715
2/9/16 11:14am
Chase Slate card has a 0% rate on transfered balances for a period of time.
scott715
2/9/16 11:15am
I also took on 50k worth of CC debt in the divorce. In the last 2 years I have
LaserCoug
2/9/16 11:33am
How the hades did you end up with 50k in CC debt?
BearsandBulls
2/9/16 11:36am
All of the ex-wife's tuition for college was on CCs which she was supposed to
LaserCoug
2/9/16 11:40am
How the ruddy heck did you get stuck with all of her college debt?
BearsandBulls
2/9/16 12:11pm
Live comfortably...until you are extradited
Hoosier Cougar
2/9/16 12:24pm
They can try.
BearsandBulls
2/9/16 12:28pm
It was before the divorce was actually filed.
LaserCoug
2/9/16 12:28pm
Holy crap, man. Stories like yours make me want to start stashing secret cash.
BearsandBulls
2/9/16 12:32pm
If you want to make a divorce get really expensive, try hiding cash or
LaserCoug
2/9/16 12:42pm
It only gets expensive if they find it.
BearsandBulls
2/9/16 12:57pm
Or if she suspects
LaserCoug
2/9/16 12:57pm
Even if she suspected...it wouldn't be in an account.
BearsandBulls
2/9/16 1:11pm
It's not the taking of funds that is expensive, it's paying to fight over it
LaserCoug
2/9/16 1:15pm
It's true she will only benefit from her education going forward, but
Hoosier Cougar
2/9/16 12:42pm
It actually has a few benefits for me. The fact that she is done with her
LaserCoug
2/9/16 12:53pm
Those are a lot of assumptions that may or may not apply to LaserCoug.
BearsandBulls
2/9/16 1:10pm
You need a budget.
El Jefe
2/9/16 11:53am
Consumer loan from a local credit union to consolidate your debt in a low intere
BYU Grounds
2/9/16 3:24pm
I have always found them tempting. If you could get the teaser rate they
Hoosier Cougar
2/9/16 3:29pm
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