If you're looking for an investment, then a term is the wrong way to go, but if you're relatively young and want some security in the event of an untimely demise, then term buys the most "peace of mind" for the investment dollar.

In reality, a comprehensive retirement plan will include a variety of partial overlapping financial devices...with insurance only being a component of the portfolio.

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Utah Football: Classless in victory celebrations since...um...well, for as long as I can remember.