Would you care to explain how whole life

Dec 31, 2005
8:39:51am

Indy Coug

is such a sound investment strategy? I ask you this question as a life insurance product development actuary.

P.S. Whole life has virtually gone the way of the Dodo.

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Indy Coug

Bio page: Indy Coug
Joined: Dec 20, 2001
Last login: May 3, 2024
Total posts: 184,834 (9,838 FO)

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Messages

Author

Time

Anyone know about Life Insurance?

CarolinaCoug

12/31/05 12:39am

RE: Anyone know about Life Insurance?

Brian

12/31/05 12:42am

I agree.

BYU-13

12/31/05 12:48am

This plan has never worked in practice....

The Old Y

12/31/05 12:57am

It depends on your objective...

BluePete

12/31/05 1:00am

Heres my other pet peve about "financial plans"

The Old Y

12/31/05 1:11am

It's CALLED - INSURANCE. It is NOT an investment.

Statman

12/31/05 5:50am

name me one person that strategy has made rich?

The Old Y

12/31/05 8:34am

I will get my clients a 20% rate of return

The Old Y

12/31/05 8:46am

Mutual Fund are bogus....

The Old Y

12/31/05 1:06am

WHOLE LIFE ??? Now THAT is bogus...

Statman

12/31/05 5:42am

once again, you have no clue...

The Old Y

12/31/05 8:27am

Would you care to explain how whole life

Indy Coug

12/31/05 8:39am

Not where I come from...

The Old Y

12/31/05 9:01am

OK, now explain why WL is superior to UL for this

Indy Coug

12/31/05 9:03am

The fundemental reason:

The Old Y

12/31/05 9:14am

All those WL guarantees have implicit costs

Indy Coug

12/31/05 9:28am

So you are trying to tell me that

The Old Y

12/31/05 9:48am

costs = gettings something...

The Old Y

12/31/05 9:50am

I would delete this if I were you

Big Daddy D

12/31/05 10:02pm

Use an online quoting service like

BYU-13

12/31/05 12:44am

Also, firms specialize in different areas.

BYU-13

12/31/05 12:50am

Yes...I'm a broker...

BluePete

12/31/05 12:44am

I have been in that business for years...

The Old Y

12/31/05 12:54am

Yeah - actually measuring the return of an asset

Statman

12/31/05 5:46am

You have no clue stat man... and will be poor

The Old Y

12/31/05 8:27am

Just did a quick search...

WAcougar

12/31/05 5:38am

I thought he would have bought Mutual Funds to get

The Old Y

12/31/05 8:41am

You are sooo wrong!!! he's already tripled

WAcougar

1/1/06 12:35am

The most important thing to do...

UtesWin

12/31/05 9:03am

RE: Anyone know about Life Insurance?

Brian

12/31/05 9:40am

Unless you are going to die...then overbuy it like

The Old Y

12/31/05 10:38am

Wouldn't that be fraudulent?

Big Daddy D

12/31/05 9:58pm

Personal Finance 620

coug21

12/31/05 10:11am

Please don't tell me this was sudweek...

The Old Y

12/31/05 10:18am

This thread has been like Clash of the Titans

BYUtiful

12/31/05 11:11am

Less shocking is that we hear from an insurance sa

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