What is your ER copay once the deductible is met?

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Apr 25, 2017
9:10:41am

rainorsnow All-American

What is your ER copay once the deductible is met?

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rainorsnow

Bio page: rainorsnow
Joined: Aug 22, 2010
Last login: Jun 16, 2024
Total posts: 19,211 (636 FO)

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Messages

Author

Time

Don't know who to be more mad at, doctor, hospital or insurance company

Cougar Geek

4/25/17 9:08am

probably all of them.

smokymountainrain

4/25/17 9:09am

What is your ER copay once the deductible is met?

rainorsnow

4/25/17 9:10am

200, which I paid at when we were checking in

Cougar Geek

4/25/17 9:18am

A lot of this stuff is automated by insurance companies. If you contact them

4/25/17 9:11am

why should we need genius level flow charts to know if we'll be covered.

v1k0u6

4/25/17 9:12am

the fault is with the hospital for not employing in network guys. that

4/25/17 9:14am

RE: the fault is with the hospital for not employing in network guys. that

Cougar Geek

4/25/17 9:24am

his charge is not by time. its by procedure. he charges for the visit and for

4/25/17 9:26am

it's not just the for 5 minutes but keep believing that and using that argument

GeauxCougs

4/25/17 9:28am

I don't Know I still find it hard to believe this doctor

Cougar Geek

4/25/17 9:40am

it's not hard to believe at all when you understand the game being played

GeauxCougs

4/25/17 9:45am

he has to charge more because he only gets out of network pay. which is tiny.

4/25/17 9:45am

That's kinda what I figured was going on

Cougar Geek

4/25/17 9:55am

i can see your point. but docs generally hate to negotiate with patients

4/25/17 9:58am

Every doctor at that ER likely works for the same group

4/25/17 9:54am

No. It is the insurance company's beef with the hospital. The patient should

Blue Ghost

4/25/17 9:44am

yeah this is closer to my belief too.

4/25/17 9:49am

Same thing happened to me a few years ago. There is a shortage of pediatricians in my town so the hospital flies in

Conan

4/25/17 9:15am

were you successful in getting the charges lowered at all?

Cougar Geek

4/25/17 9:27am

No.

Conan

4/25/17 9:29am

Bummer, that sucks.

Cougar Geek

4/25/17 9:43am

Similar thing happened to me when my fourth baby was born.

oohYeah

4/25/17 9:36am

Doctor has no idea what he is "charging."

4/25/17 9:36am

Plus, the doc may have been picking up and extra shift to fill a need.

bluecheese

4/25/17 9:48am

If or when you go to pay, ask for a steep discount. I would start at 50%.

RexIdaCoug

4/25/17 9:43am

File an appeal with the insurance company

wapiti

4/25/17 9:47am

It is called balance billing. The physician may be gouging you, or your

Mathlete

4/25/17 10:09am

This would make no sense. If the ED doc is local tenem he's not going to have an

SouthernBlueBlood

4/25/17 10:31am

...and you'd be wrong. If the bill came from the ER physician it has nothing to

Mathlete

4/25/17 11:53am

Be mad at the system. We should do everything to get it changed. The biggest issue is that our companies pay for our

Rhino84

4/25/17 10:49am

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