I believe health care costs are the #1 reason for bankruptcy.

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Apr 26, 2018
11:58:45am

Blue Cat All-American

At least that was historically true. Having good health insurance helps mitigate that risk.

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Blue Cat

Bio page: Blue Cat
Joined: Aug 24, 2006
Last login: Jun 16, 2024
Total posts: 13,910 (8 FO)

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Messages

Author

Time

My perspective on teachers they may not like

OU Cougar

4/26/18 11:41am

I think about being a teacher almost everyday. Would be an amazing job, IMO.

HingleMcCringleberry

4/26/18 11:42am

seriously?

lightmann

4/26/18 12:06pm

Yup.

HingleMcCringleberry

4/26/18 12:12pm

I do too. Kind of wish I'd gone the teacher/coach route

Ulysses14

4/26/18 12:13pm

It’s awesome. Do I wish I made more? Sure. But 5 years in

tebowned

4/26/18 12:34pm

Maybe teachers are just more responsible with the money they make

Sea Chicken

4/26/18 11:43am

I'm not sure what connection you are trying to make.

byubyu

4/26/18 11:44am

Yes. Medically insured people with high deductibles

OU Cougar

4/26/18 11:46am

There is less risk being a teacher. Jobs are stable, income is guaranteed so

cougsrule

4/26/18 11:46am

They rejected a 20% increase here, walked out today, it’s crazy

mosterlow

4/26/18 11:47am

Are you in AZ? Because pay there has ben severly repressed for almost a decade now.

Adrielle

4/26/18 2:00pm

Yes AZ, average teacher salary in the district is $50k so passing on $60k

mosterlow

4/26/18 2:07pm

In Alpine School District, the insurance is so amazing that I know several

Junior Deputy

4/26/18 11:47am

My wife is a teacher. My insurance is better and cheaper for our family

Pete

4/26/18 11:50am

Gasp- but CB says it isn’t so. At least your wife only works half the year tho

Junior Deputy

4/26/18 11:51am

yeah, plus the shorter hours is great too.

ochobeeguy

4/26/18 11:53am

RE: yeah, plus the shorter hours is great too.

Pete

4/26/18 11:54am

I remember all those “shorter hours”, staying up until 11pm grading papers with

Junior Deputy

4/26/18 11:56am

It's great all the time you spend with your family as they work for you.

ochobeeguy

4/26/18 12:12pm

And all you're doing is babysitting anyway, how hard can it be? 😉

runnincoug

4/26/18 12:10pm

Same.

The Board Genius

4/26/18 11:54am

Same with me. My wife is a teacher in MA and I was pumped to see their benefits

JohnnyB

4/26/18 12:17pm

I don't take my health insurance benefits b/c they would result

soupie

4/26/18 12:23pm

Yeah, I mean MA teachers can top out at a lot higher salary wise then some other

JohnnyB

4/26/18 12:27pm

Yes, and I don't teach so there's not the prep/grade work at home. My degree puts me on a nice

soupie

4/26/18 12:45pm

My wife teaches in Alpine school district. The benefits are just okay, not great

cougarnerd

4/26/18 11:52am

Go look at other districts. Alpine has it good. Jordan is 850 a month

tebowned

4/26/18 12:39pm

Yeah, that sucks.

cougarnerd

4/26/18 1:34pm

That must be really bad b/c

soupie

4/26/18 1:41pm

My premiums are 200. Deductible is 500.

tebowned

4/26/18 2:04pm

B/c my B-day is earlier in year, it would be our primary coverage. That means deductibles.

soupie

4/26/18 2:10pm

That’s incredible insurance. I’ve been extremely pleased with mine

tebowned

4/26/18 2:23pm

Why can't you choose which plan to use between spouses? I've always been able

LaserCoug

4/26/18 2:41pm

You can decline one or the other but you can't keep both & decide which is the primary & secondary.

soupie

4/26/18 2:45pm

I guess I don't see the advantage for ever having both. You pay both premiums

LaserCoug

4/26/18 4:12pm

I'd like that but they don't. I save them quite a chunk indeed.

soupie

4/26/18 5:45pm

Small companies can be flexible like that.

LaserCoug

4/26/18 6:31pm

I love my insurance through Alpine. Albeit it’s a small sample size

tebowned

4/26/18 12:38pm

They get so much time off. They have off 1/3 of the year. 16 weeks. If you facto

Mayor of Cougartown

4/26/18 11:48am

They only get 11 weeks off in the Summer. Not 16. Even if you add in all of the

byubyu

4/26/18 11:56am

spring break. week at thanksgiving. 2.5 weeks at christmas ? regular jobs get

Mayor of Cougartown

4/26/18 11:59am

Wait. What teachers get a week at Thanksgiving and 2.5 at Christmas?

2018grad

4/26/18 12:03pm

not exaggerating. it's what they get now. May differ by state. Just going off th

Mayor of Cougartown

4/26/18 12:45pm

Yes. It does differ by state.

Adrielle

4/26/18 4:40pm

When your kid is off the teachers aren't always off too.

displacedute

4/26/18 4:43pm

Our kids had 17 says off in a row if you count weekends.

Conan

4/26/18 2:09pm

So two weeks off work. Thanks

2018grad

4/26/18 4:07pm

17 days. Lots of people have to work weekends, not teachers though.

Conan

4/26/18 4:50pm

Not sure on other states but Utah does not get a week at Thanksgiving or 2.5 at

byubyu

4/26/18 12:04pm

You’re ruining his narrative.

Junior Deputy

4/26/18 12:07pm

no he's not. Colorado they get the whole week of thanksgiving off

Mayor of Cougartown

4/26/18 12:46pm

So Teachers have no days off outside of these days? That is new.

BYUinTX

4/26/18 12:17pm

I didn't start with other holidays. I don't get off MLK day or Presidents day

Mayor of Cougartown

4/26/18 12:47pm

But can you really do that? It’s not easy to pick up a side job during those 3-4

2018grad

4/26/18 12:06pm

Just because school is not in session doesn't mean teachers aren't working

ochobeeguy

4/26/18 12:15pm

Government employees get good deals; private persons

Archaea

4/26/18 11:50am

Weird.

displacedute

4/26/18 11:51am

Zing!

buffgato

4/26/18 11:57am

First of all, how does good health care and retirement prevent bankruptcy?

ochobeeguy

4/26/18 11:52am

I believe health care costs are the #1 reason for bankruptcy.

Blue Cat

4/26/18 11:58am

But at this point who has good health care?

ochobeeguy

4/26/18 12:11pm

Speaking for AZ teachers. They pay 11.5% of their salary for state retirement.

Blue Cat

4/26/18 11:56am

does the 11.5% include social security or its in addition?

Cougforgood

4/26/18 12:02pm

It's in addition.

Blue Cat

4/26/18 12:03pm

Crappy pay and your bratty kids? Sign me up!

Hoosier77

4/26/18 12:02pm

And yet with all those perks, still a shortage of teachers.

The Old Y

4/26/18 12:07pm

Apparently not enough people want to pursue their passion of teaching 15 year

Junior Deputy

4/26/18 12:10pm

After it’s all said and done, this is the only proof anyone needs.

Cashmeousside

4/26/18 12:34pm

Is there? Not where I live.

kimdaddy35

4/26/18 12:49pm

Nationwide, there is a serious teacher shortage. Schools of Ed are seeing

runnincoug

4/26/18 12:55pm

Where do you live?

displacedute

4/26/18 12:55pm

I live in Northern CO...they are protesting here as well

kimdaddy35

4/26/18 1:54pm

It might be that a bunch of teachers leave the profession because of pay

displacedute

4/26/18 2:10pm

Again, not the case in Northern Colorado. Teachers from all over

kimdaddy35

4/26/18 2:18pm

Yes, Fort Collins may not be the best barometer for the national supply/demand

Hoosier77

4/26/18 2:34pm

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