A bank is not going to give you two cents if you ask for a loan to “invest” in some MLM.
But if you have a legit business plan and venture they may invest tens of thousands.
The success rate for real businesses is much higher than the success rate for MLM members at large.
Some make money, but overwhelmingly the majority lose money, even when they “make money” they have spent so much more to get to that point that it’s a loss regardless.