Sign up, and CougarBoard will remember which categories you want to view. Sign up
Jun 30, 2020
12:35:51pm
Doogal McCougar All-American
I am interested in the discussion of responsible Medicare expansion options...
....for those who want it, that provides some sort of public healthcare safety net option but allows the private health care system continue to flourish.

Medicare expansion would need to have premiums and co-pays, but these could be adjusted and limited based on income. For instance, a %-based premium/tax of income up to certain IRS-income tax levels. Small co-pays for certain preventative and routine visits - so that people don't abuse the system. Deductibles and/or larger co-pays or co-insurance % for ER and hospital visits, surgeries, pharmaceuticals, etc. Deductibles/co-pays/co-insurance waived or reduced based on certain poverty levels. Expanded Medicare covers only essential and basic medical care and pharmaceuticals. Number of dependents would also affect the premium and deductibles/co-pay/co-insurance levels.

If you don't like the Medicare Option or want coverage for additional medical services, products, and pharmaceuticals, you can opt for private health insurance or supplemental coverage. No need to pay the extra Medicare premium/tax. The expansion of Medicare negates the need to require employers to offer health insurance to their employees. However, employers would be free to offer private health insurance or supplemental coverage benefits to employees, if they so desire.

I'd like government leadership to take a responsible look at Medicare expansion and show how it could be done affordably.
Doogal McCougar
Previous username
boscatar
Bio page
Doogal McCougar
Joined
Jun 14, 2012
Last login
May 6, 2024
Total posts
15,565 (1 FO)
Messages
Author
Time

Posting on CougarBoard

In order to post, you will need to either sign up or log in.