Wait, if the girl turned in to you, wasnt the accident her fault?

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Oct 10, 2019
8:53:45pm

Ozymandias All-American

Wait, if the girl turned in to you, wasnt the accident her fault?

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Ozymandias

Previous username: imanihonjin
Bio page: Ozymandias
Joined: Oct 9, 2006
Last login: May 5, 2024
Total posts: 28,171 (1,279 FO)

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Messages

Author

Time

should you opt for insurance when you rent a car?

run26

10/10/19 3:38pm

Check your auto policy and you credit card terms and conditions.

Ozymandias

10/10/19 3:39pm

In Mexico, definitely.

10/10/19 3:41pm

The credit card I use for travel provides full primary coverage so I always turn down rental company coverage.

kccougar

10/10/19 3:45pm

Yes, b/c it's covered by credit card. I'd rather not have to use my personal insurance just in case.

mik3

10/10/19 3:49pm

If your insurance carrier doesn't cover it, almost all credit cards do

10/10/19 3:50pm

Just pay attention to whether your credit card coverage is primary or secondary to your personal auto coverage.

kccougar

10/10/19 3:52pm

Most are secondary. It doesn't really matter. Rental car insurance is an emotion

10/10/19 4:10pm

Unless you have a $0 deductible on your personal auto policy, that isn't true.

kccougar

10/10/19 4:15pm

If your coverage is secondary, your net out of pocket will still be zero

10/10/19 4:26pm

You can get extra insurance via American Express

donnerstag

10/10/19 4:15pm

Typical credit card pays your deductible and claim goes through your insurance.

BNcoug

10/10/19 3:59pm

You are almost always covered by both your car insurer or your credit card

donnerstag

10/10/19 4:13pm

In Mexico, yes. This is because most credit card insurance policies don't provide coverage if the car is not on a paved

Cougar-Duck

10/10/19 4:26pm

I once crashed into someone in a rental. I learned that if you have full

jkccoug

10/10/19 4:53pm

I totalled a rental last year

gretsch

10/10/19 8:51pm

Wait, if the girl turned in to you, wasnt the accident her fault?

Ozymandias

10/10/19 8:53pm

We both claimed right of way

gretsch

10/11/19 12:09am

The Uber credit card, ironically, has no rental car coverage.

jamesjessestrang

10/10/19 10:28pm

Have to read the fine print. Sometimes the loss of use is covered by Visa

jkccoug

10/11/19 12:58am

It depends on what your underlying auto policy is.

reagan21

10/10/19 5:24pm

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