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Oct 11, 2019
12:58
:52
am
jkccoug
All-American
Have to read the fine print. Sometimes the loss of use is covered by Visa
And sometimes not. They aren’t all the same.
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jkccoug
New username
Socrates Johnson
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jkccoug
Joined
Jul 19, 2002
Last login
Oct 13, 2021
Total posts
0 (0 FO)
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Messages
Author
Time
should you opt for insurance when you rent a car?
run26
10/10/19 3:38pm
Check your auto policy and you credit card terms and conditions.
Ozymandias
10/10/19 3:39pm
In Mexico, definitely.
Kilgore Trout
10/10/19 3:41pm
The credit card I use for travel provides full primary coverage so I always turn down rental company coverage.
kccougar
10/10/19 3:45pm
Yes, b/c it's covered by credit card. I'd rather not have to use my personal insurance just in case.
mik3
10/10/19 3:49pm
If your insurance carrier doesn't cover it, almost all credit cards do
Jesse Pinkman
10/10/19 3:50pm
Just pay attention to whether your credit card coverage is primary or secondary to your personal auto coverage.
kccougar
10/10/19 3:52pm
Most are secondary. It doesn't really matter. Rental car insurance is an emotion
Jesse Pinkman
10/10/19 4:10pm
Unless you have a $0 deductible on your personal auto policy, that isn't true.
kccougar
10/10/19 4:15pm
If your coverage is secondary, your net out of pocket will still be zero
Jesse Pinkman
10/10/19 4:26pm
You can get extra insurance via American Express
donnerstag
10/10/19 4:15pm
Typical credit card pays your deductible and claim goes through your insurance.
BNcoug
10/10/19 3:59pm
You are almost always covered by both your car insurer or your credit card
donnerstag
10/10/19 4:13pm
In Mexico, yes. This is because most credit card insurance policies don't provide coverage if the car is not on a paved
Cougar-Duck
10/10/19 4:26pm
I once crashed into someone in a rental. I learned that if you have full
jkccoug
10/10/19 4:53pm
I totalled a rental last year
gretsch
10/10/19 8:51pm
Wait, if the girl turned in to you, wasnt the accident her fault?
Ozymandias
10/10/19 8:53pm
We both claimed right of way
gretsch
10/11/19 12:09am
The Uber credit card, ironically, has no rental car coverage.
jamesjessestrang
10/10/19 10:28pm
Have to read the fine print. Sometimes the loss of use is covered by Visa
jkccoug
10/11/19 12:58am
It depends on what your underlying auto policy is.
reagan21
10/10/19 5:24pm
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