Jun 18, 2022
10:09:24pm
10:09:24pm
So much of this is wrong!
With every single Insurance product on the market, the more risk that is transferred to the company, the higher the premiums will be. Whole Life is more expensive because the insurance companies are taking in more risk - it's literally that simple.
The transferring of risk is the entire purpose of buying insurance. If you want to transfer the most amount of risk - related to the financial damages of death - but while Life insurance.
The transferring of risk is the entire purpose of buying insurance. If you want to transfer the most amount of risk - related to the financial damages of death - but while Life insurance.
- Bio page
- HTCougar
- Joined
- Dec 9, 2013
- Last login
- May 4, 2024
- Total posts
- 543 (3 FO)
Messages
Time
6/17/22 5:01pm
6/17/22 5:07pm
6/17/22 5:16pm
6/17/22 5:42pm
6/17/22 5:01pm
I always hear this but never hear those situations, could you or someone else explain a hypothetical where it works?
6/17/22 5:05pm
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6/18/22 3:32pm
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6/19/22 11:26am
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6/17/22 5:18pm
6/17/22 6:46pm
Ask him: "With respect to your advice on this whole life policy, are you a fiduciary?" and post his response here.
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6/18/22 10:09pm
The exact commission paid to the agent on the contract should be a disclosed line item on the contract.
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