Turns out that’s not exactly correct. Health Affairs published a study that

Mar 11, 2019
9:59:35pm

RugbyCoug All-American

suggests higher deductibles and co-pays (patient pays more) does not correlate to lower dollars per claim or utilization. Nobody shops for healthcare, no matter who is paying.

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RugbyCoug

Bio page: RugbyCoug
Joined: Sep 5, 2009
Last login: May 3, 2024
Total posts: 5,406 (14 FO)

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Messages

Author

Time

Gotta love the American healthcare system

SayMyName All-American

3/11/19 2:54pm

Few years ago. My daughter had out patient surgery on her wrist with plate and

sfeuz

3/11/19 3:02pm

I honestly don’t know the fix. But that is completely absurd.

HingleMcCringleberry

3/11/19 3:02pm

Definitely broken.

Mises

3/11/19 3:05pm

Government involvement has been terrible for those industries. Mortgages are

wabluecoug

3/11/19 3:06pm

It is stupid, and I think it's become so broken that the easy solution is single

wabluecoug

3/11/19 3:05pm

What they “bill” and what they actually “collect” is significantly

cougfanz

3/11/19 3:05pm

That doesn’t make it okay...

NanoFab Coug

3/11/19 3:09pm

Yep that’s what I said

cougfanz

3/11/19 3:13pm

What's broken about it? What specifically is broken in this example?

RugbyCoug

3/11/19 3:16pm

Found the guy who works in the industry. jk.

vegasnative

3/11/19 3:31pm

And if he didn’t have insurance? Is that a fair price to pay?

LaserCoug

3/11/19 3:34pm

First, what would he do if his house burned down and he didn’t have insurance?

RugbyCoug

3/11/19 9:07pm

Go and rent someplace.

Ssebo

3/11/19 11:27pm

There’s no market to bring down prices because the consumer doesn’t know what

Jay Rick

3/11/19 4:22pm

how do you find out the price if there are complications?

Idahofallsblue

3/11/19 4:47pm

To my knowledge, there is really no practical way to find out a health care

Jay Rick

3/11/19 5:22pm

I guess that's my point. Patient asks for a price but there is no way to give

Idahofallsblue

3/11/19 5:31pm

In that sense, yes. But prices in general could be made available. Right now,

Jay Rick

3/11/19 5:37pm

So that’s already done. Providers have prices. Patients can get that every time

Idahofallsblue

3/11/19 8:06pm

Provider prices are different depending on the insurer. And the patient price

Jay Rick

3/11/19 9:40pm

Turns out that’s not exactly correct. Health Affairs published a study that

RugbyCoug

3/11/19 9:59pm

It’s also not correct because the price is set by practitioner and then

Idahofallsblue

3/11/19 10:19pm

Here's part of the problem RE: insurance and costs...

Eddie

3/11/19 10:21pm

Hospitals are now requierd to keep a master charge list. And there are more cash

molodyets

3/11/19 5:56pm

Ha! Paying for healthcare in the USA is like going to the market in Mexico.

Eddie

3/11/19 3:32pm

So glad that your daughter is ok...having said that...

Adrielle

3/11/19 3:06pm

Nailed it. If you were an alien from another planet designing a system not to

jkccoug

3/11/19 4:09pm

You are absolutely correct — the idea that The big health insurance lobby shut

Wolvercougs

3/11/19 4:21pm

That’s obscene, sounds like they overbill because they can

pegushin

3/11/19 3:14pm

They overbill because they can and then they can say they were charitable and

molodyets

3/11/19 3:16pm

AOC? She literally doesn’t know anything about healthcare sorry bro

cougarnerd

3/11/19 3:24pm

sure she does.....

StarMan

3/11/19 3:32pm

Broken, yes. AOC is not your savior, though.

Philosoraptor

3/11/19 3:38pm

Is she better than status quo? 🤔

NanoFab Coug

3/11/19 3:42pm

Worse. Doing nothing is better than AOC.

Y-Zag

3/11/19 3:43pm

AOC?? Lol. See Venezuela. While I agree with your premise

kotacoug

3/11/19 3:55pm

HAHAHA...people, my AOC reference was a total joke. If she is the

SayMyName

3/11/19 6:34pm

Geez dude be careful with that someone might think you are completely nuts 😀

kotacoug

3/11/19 10:02pm

Lawyers.

Division Bell

3/11/19 6:51pm

Have nothing to do with this.

vegasnative

3/11/19 9:24pm

Billable costs are a direct reflection of tort risks as well as Rx costs

Division Bell

3/11/19 9:38pm

A direct reflection? I don’t think so. Why would setting inflated prices that

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