lending companies.
This one is engineered by central banks in concert with several other countries. The US has a debt crisis that it simply cannot resolve without real significant inflation. The Fed isn't even considering raising rates even as prices skyrocket and fractional reserve lending continues to multiply the money supply.
Conclusion: if you're not in a house now its going to be a VERY long wait to get into one. If you're far removed from industries that thrive in an inflationary environment you're going to struggle for years to come.