but the cost of the loan to get into the house. If the Fed starts raising rates to try to curb inflation, that will mean the loans will be more expensive. For example, on a $500,000 home with a 3% interest rate, 30 years would be around $2,100 a month, if the rate went up to 5% then basically what you pay for the same priced home increases by roughly 25% a month. That will kill the demand more than anything, and with people having to pay more for just their staples, it will price a lot of people right out of the market.